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Frederick P Langer
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Frederick Langer’s Legal Cases

4 total

  • Ettel v. Unum Life Insurance Company of America and Costco Wholesale Corporation

    Practice Area:
    Employee Benefits
    Date:
    Dec 10, 2008
    Outcome:
    Unum's Summary Judgment denied-Benefits Reinstated
    Description:
    Teresa was employed by Costco until approximately November 2005. During the time she was employment by Costco, she became eligible to receive disability benefits, and premiums were paid to Defendants in consideration for disability coverage. Defendant Costco contracted with Defendant UNUM as to the determination, claim administration, and payment of these disability benefits. Teresa became afflicted with a disabling illness while she was employed by Costco. She has been diagnosed with chronic back pain, and is unable to work because of her medical condition. She is eligible to receive long-term disability benefits as an employee of Costco, until she reaches the age of 65 years however. She was paid approximately three (3) months of short-term disability benefits through March 2006. Thereafter, UNUM denied long-term disability benefits based upon their arbitrary and capricious claim review process. Teresa presented UNUM with objective medical proof of her disability, supported by her treating and examining physicians; however UNUM without ever examining the Teresa refused to consider the same. Teresa sustained severe economic and emotional damages as a result of UNUM’s' actions.
  • Suzanne Tupper vs. APCO Worldwide Inc.; Unum Life Insurance Company of American

    Practice Area:
    Employee Benefits
    Date:
    Feb 16, 2006
    Outcome:
    Summary Judgment in favor of Plaintiff
    Description:
    Suzanne suffers from Undifferentiated Connective Tissue Disease & Rheumatoid Arthritis. Undifferentiated Connective Tissue Disease is a physical and/or organic disabling disease for which there is no known cure. Suzanne is unable to work because she is disabled due to her medical condition. Suzanne was eligible to receive long-term disability benefits as an employee of APCO Worldwide Inc., until the age of 65. She was paid approximately three months of short-term disability benefits through May 2003. On November 25, 2002, Defendant UNUM advised Suzanne that payment of her claim would be limited to 24 months due to “a disability which is primarily based on self-reported symptoms.” Unum, on August 20, 2004, last denied Suzanne's appeal for long-term benefits asserting that no further benefits were due. Unum conducted it's own claim review process in an arbitrary and capricious manner that resulted in the denial of her valid claims despite Plaintiff's presentation of objective medical proof of her disability, supported by her treating and examining physicians. Suzanne filed suit in October 2004. On February 13, 2006, Judge Coughenour ruled in favor of Plaintiff.
  • Corsnitz v Aetna Life Insurance Company

    Practice Area:
    Employee Benefits
    Date:
    Aug 30, 2004
    Outcome:
    Summary Judgement in favor of Plaintiff
    Description:
    Plaintiff filed for long-term disability benefits with Aetna Insurance Company, pursuant to an ERISA disability insurance program provided by Boeing. All of claimant's treating physicians opined that she was disabled due to chronic pain and fatigue caused by fibromyalgia, but Aetna refused to pay benefits. Plaintiff was receiving disability benefits from Social Security, and was receiving a disability pension from Boeing. Suit was filed in Federal Court and Aetna was found, in summary judgment proceedings, to have breached its fiduciary duty required of ERISA carriers and to have acted in bad faith towards its insured. Upon receiving this ruling, Aetna paid all back benefits, costs of litigation, prejudgment interest and reasonable attorneys' fees and Ms. Corsnitz was put back on claim.
  • Lambert vs. Aetna Life Insurance Company

    Practice Area:
    Employee Benefits
    Date:
    Aug 01, 2006
    Outcome:
    Court Ruled Aetna's Denial of Claim Unreasonable
    Description:
    Ms. Lambert was diagnosed by her treating physicians with fibromyalgia, and stopped working in May 2001. Her ERISA Disability benefits were denied on July 31, 2001 (effective 6/17/2001) based on an independent medical exam ordered by Aetna. Suit was filed in U.S. District Court. After extensive Summary Judgment proceedings in front of Judge Lasnik Aetna's Motion For Dismissal was denied. Case resolved thereafter for a confidential amount (included past STD/LTD benefits to January 2004 and lump sum settlement). Court ruled that Aetna investigation and administration of claim was unreasonable and ordered a remand - Aetna reinstated her benefits and paid attorney's fees and costs.