Frank S Hong's Answers

Can a creditor garnish my social security income and pension annuity

A creditor must sue you and get a court judgment against you before garnishing any wages or property, but creditors cannot garnish income if it comes from the following sources: Social Security benefits; Retirement plan benefits; Public assistance benefits. Garnishment procedures vary from state to state. I would strongly recommend talking with an attorney in your area. Good luck.

11 people marked this answer as helpful

Collecting on small claims judgment in WA state

The first thing you should do, if you haven't do so already, is go to the court and get the judgment certified. In addition, have the judgment recorded against any real property of the judgment debtor (there are a couple of minor fees involved in doing this since you have to get a certified copy of the clerk and then file it with the superior court of Pierce County - file the certified judgment in as many counties as you think the judgment debtor owns real property). The lien will not...

4 people marked this answer as helpful

Credit Reporting on Business delinquent Account

I would recommend reading the fine print on your business credit card agreement. Unless you contracted out of a personal guarantee you will be personally responsible for the business debt.

1 lawyer agreed with this answer

2 people marked this answer as helpful

Voluntary Auto Repossession in Washington

Look into other alternatives before using a voluntary repossession of your vehicle. A voluntary repo can result in bad credit and you can still be obligated to pay a deficiency balance. After returning the vehicle to the lender, the lender will sell the vehicle at auction and will use whatever proceeds earned to pay off the balance of the original loan and the fees that will be involved. If the balance of the loan is not paid off the lender will inform you of the remaining balance. You will...

4 people marked this answer as helpful

Civil law suir

Generally yes. See Chapter 6.15 RCW - Personal Property Exemptions.

3 people marked this answer as helpful

Income tax

In your situation your husband (the qualifying parent) must sign a written declaration and the declaration must be attached to your income tax return. IRS tax form 8332, please see link below.

1 lawyer agreed with this answer

Renters rights for pest control

Thanks for using Avvo. Please note that I am not licensed to practice law in the state of California. Due to the high volume of questions right now, it may take longer for some of our loyal Avvo lawyers to get back to you. In the meantime, I wanted to offer some preliminary help. There are many kinds of defects that could make a rental unit unlivable. A rental unit may be considered unlivable if a nuisance endangers the health, life, safety, property, or welfare of the occupants, but keep in...

5 people marked this answer as helpful

Can creditors take my trailer and garnish my social security disability income in AZ state

In addition, keep in mind that creditors cannot garnish income if it comes from: social security benefits, retirement plan benefits and public assistance benefits. You have the burden to prove that your income is exempt from garnishment. Since garnishment procedures vary from state to state, I would strong recommend that you contact an attorney in your area. Good luck.

5 people marked this answer as helpful

What is a PSI?

A PSI(R), Pre-Sentence Investigation Report, is a document that will be used to assist the court in determining your sentencing. The report usually contains a factual narrative of the offense committed, your personal and criminal history (if applicable). Specific questions should be directed to your attorney as he or she knows the particulars of your case. Good luck.

5 people marked this answer as helpful

Is Hawaii a community property state?

No, Hawaii is not a comm. property state. The following are comm. property states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, Wisconsin, and most recently Alaska. Although in Alaska the default property system is separate, a couple can opt-in to a comm. property system.

1 person marked this answer as helpful