Joyce Stewart Schwensen's Guides

The Federal Adoption Tax Credit

The adoption tax credit is a wonderful benefit to almost all adoptive families. Through the adoption tax credit the federal government will reduce your income tax obligation by up to $12,150 per adopted child, to reimburse you for the costs of adoption. Because this is a tax cred...

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Foreclosure law in Washington - what if the house is worth less than the mortgage?

In Washington State, there are two ways that lenders can foreclose on home loans, called "non-judicial foreclosure" and "judicial foreclosure". In a non-judicial foreclosure the lender uses a private third party "trustee" to auction off the home at a "trustee's sale". This is...

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Understanding the International Adoption Process

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"Re-Adoption" of Children Adopted Internationally

If you adopt a child from another country, your adoption agency or lawyer may recommend that you "re-adopt" the child in your state's court system. What this means is that you will file in your state court a petition, or request, to adopt the child. You will then go through the o...

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