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Shelly Crocker’s Answers

Shelly has answered 123 questions

  • Debt

    Asked by a user in Washington - about 7 years ago.

    We did away with "debtor's prison" in the 1700's in this country, but every so often, creditors do try to find a way to bring criminal charges against debtors. I was shocked to read in last week's...

    2 lawyers agreed with this answer

  • Business bankruptcy affect personal assets?

    Asked by a user in Washington - about 7 years ago.

    Most small business owners are required to sign personal guarantees for credit from their bank, their landlord, and other creditors. A business bankruptcy will not eliminate these personal...

    3 lawyers agreed with this answer

  • Car repair before filing bankruptcy

    Asked by a user in Seattle, WA - almost 3 years ago.

    If it isn't obvious from what has been said, if you are paying cash, these expenses should be fine and will not likely create any problems. Keep receipts just in case the trustee wants to see them....

    Selected as best answer

  • We have business debt that forcing us to file of chap 7. Will we required into a payment plan ? or just liquidate our assets?

    Asked by a user in Seattle, WA - almost 3 years ago.

    One thing the prior answers overlook is that a "business debtor" can often qualify for Chapter 7 relief even if they earn too much to be a "consumer debtor." If the deficiency is your primary...

    Selected as best answer

  • Will they take my house away?

    Asked by a user in Washington - about 7 years ago.

    Without knowing the exact circumstances, including the value of your property, the size of the mortgage, and your ability to make payments, no competent lawyer would answer this question. You would...

    2 lawyers agreed with this answer

  • I am in an adversary proceeding, pro se. What is to be included in my Notice Regarding Final Adjudication and Consent?

    Asked by a user in Bellevue, WA - over 1 year ago.

    According to the PROPOSED local rule, your Notice should include: (b) Content of Notice. The Notice Regarding Jurisdiction and Consent shall include: (1) a repetition of the statements required...

    Selected as best answer

  • Can DUI fines/ related court fees, that are in collections, be discharged in bankruptcy in washington state?

    Asked by a user in Kent, WA - over 1 year ago.

    We have had success discharging fines that were IN COLLECTION with a collection agency, where the agency actually owned the claims now, not the government agency. The specific circumstances of your...

    3 lawyers agreed with this answer

  • Real Estate Fraud with Quit Claim Deed

    Asked by a user in North Bend, WA - almost 7 years ago.

    It sounds to me like you have been the victim of what's known as a foreclosure rescue scam. These have been proliferating in Washington state and around the country. My lawfirm, Resolve Legal, does...

    1 lawyer agreed with this answer

  • Would Home Equity Line of Credit be discharged in a Chapter 7 bankruptcy

    Asked by a user in Seattle, WA - almost 7 years ago.

    The deficiency portion of a home equity line of credit would generally be dischargeable, but the creditor would be able to take action against the house to collect on their debt. In general, debts...

    1 lawyer agreed with this answer

  • Collections limits

    Asked by a user in Seattle, WA - about 7 years ago.

    The statute of limitations for debts arising out of a written contract is six years under Washington law. Udner the Fair Debt Collection Practices Act, it is illegal for a bill collector to give you...

    1 lawyer agreed with this answer