Shelly Crocker’s Answers

Shelly Crocker

Seattle Bankruptcy Attorney.

Contributor Level 11
  1. I am getting married and my fiance has a child but has never had to pay child support. Can i be garnished for child support.

    Answered almost 3 years ago.

    1. Shelly Crocker
    2. Michael J Corbin
    2 lawyer answers

    Any child support obligation would be separate debt, and your wages cannot be garnished for his debt. Certainly, his prior debts will impact your overall financial picture, and so honest conversation about money before you get married is always a good idea. Good luck and congratulations!

    1 lawyer agreed with this answer

  2. Can a creditor garnish our wages if our only income is social security disability, can we get the money back

    Answered about 6 years ago.

    1. Shelly Crocker
    2. Bonnie Lynn Canty
    3. Margery Ellen Golant
    3 lawyer answers

    You will need help from a lawyer to protect this money, and you need to act quickly. You probably should try to contact the Northwest Justice Project. They offer free legal assistance to some people. I posted their web address below, or call 211 and get a referral from the King County help line. Good luck to you.

    2 people marked this answer as helpful

  3. What can a small business do to collect monies owed for services already performed

    Answered about 6 years ago.

    1. Shelly Crocker
    2. Simon Jenner
    3. Brett D Weiss
    3 lawyer answers

    I agree with Simon's answer, and I wanted to point out a good resource on small claims court. I have attached the web site for the King County Bar Association's information site below. Good luck to you, this is a frustrating situation.

    1 lawyer agreed with this answer

  4. Under WA state law what is more valid, judgment signed by judge or court docket information

    Answered over 6 years ago.

    1. Shelly Crocker
    1 lawyer answer

    I would want to look at the documents, since a court docket can be very hard to read, but the actual judgment order signed by the judge would be the most important document. One thing that can be confusing is the difference between the date of an order or judgment (the date the judge signs it) and the date it is entered on the docket. The date it is entered is the important date for some things, like counting for the appeal deadline. BTW, there really is no such thing as a simple question...

    1 lawyer agreed with this answer

  5. Debt collection, wage garnishment in WA state, debtor's rights

    Answered over 6 years ago.

    1. Shelly Crocker
    1 lawyer answer

    Except in extreme cases where a prejudgment writ of attachment is granted by the Court, your wages cannot be garnished unless a creditor first obtains a judgment against you. A default judgment can be obtained within a month if you fail to answer a summons. Some collection agencies will work with you to accept payments over time, but in extreme cases, bankruptcy can be a way to stop garnishments.

    1 lawyer agreed with this answer

  6. Procedure to settlement with creditor in WA state

    Answered over 6 years ago.

    1. Shelly Crocker
    1 lawyer answer

    It's hard to know how to help without more facts. You don't say how much they claim you owe. It does sound like you agree that you owe them money, so generally creditor lawyers will be willing to try to work with you to come to a reasonable settlement. I would keep trying, and I would not sign a new promissory note with them. Best of luck to you! Shelly

    1 lawyer agreed with this answer

  7. 1099c cancelation of debt

    Answered over 6 years ago.

    1. Shelly Crocker
    1 lawyer answer

    We have seen increasing numbers of incidents of old debt being sold to collections agencies, even beyond the time they are written off or past the statute of limitations. You should dispute the debt in writing within 30 days of being contacted by the collection agency, using the words "I dispute this debt" and explaining why. If they persist, you may want to contact a lawyer who works with the Fair Debt Collection Practices Act.

    1 lawyer agreed with this answer

  8. Foreclosure

    Answered over 6 years ago.

    1. Daniel A Swedlow
    2. Shelly Crocker
    3. Okorie Okorocha
    3 lawyer answers

    A foreclosure will most likely impact your credit for at least ten years, and potentially forever. At Resolve Legal, we take the position that bankruptcy is better on your credit report than foreclosure, and I put a link to an article on our website about that very topic below. A Chapter 13 bankruptcy can stop the foreclosure from happening and give you time to cure the arrears, in some circumstances.

    1 lawyer agreed with this answer

  9. Property

    Answered over 6 years ago.

    1. Shelly Crocker
    2. Jonathan Alexander Sprouffske
    2 lawyer answers

    Probably your best solution is to try to come to some agreement with the creditors. Have you spoken with your friend about how she is going to approach the loan? Can you afford to make some arrangement or payments over time? Usually, if you are ultimately going to be liable, it might be in your best interest to try to work with the creditor rather than wait for them to take legal action against your property. Feel free to contact us if you would like further assistance in negotiating with...

    1 lawyer agreed with this answer

  10. Marriage and child support

    Answered almost 7 years ago.

    1. Shelly Crocker
    2. Lesley Abigail Hoenig
    2 lawyer answers

    Generally in Washington debts that are acquired after marriage are community debts, and debts that are from prior to the marriage are separate. Child support should be separate. Nevertheless, as a practical matter, creditors may not always easily distinguish between separate obligations and community obligations, nor the distinction between community and separate property. It might be in your best interest to keep your assets, including bank accounts, in your name separately while you are...

    1 lawyer agreed with this answer