You should definitely contact an experienced personal injury attorney who can help you in this matter. Hopefully, you have your own UIM insurance on your car to cover you in this instance. An experienced attorney can help make certain all avenues of available insurance have been thoroughly researched, as well as help you throught the maze of medical bills, property damage, wage loss, and important evidence while you concentrate on recovering.
As you said, you do not know what the future holds for you. Your summary did not give us the date on which this occurred, and that will be important information for any attorney. It will not cost you anything to speak with an experienced attorney regarding this claim, and I highly recommend that you do so. You can search for attorneys in the Bellingham area that specialize in product liability and/or fire claims. I would strongly recommend you do this before any further settlement...
Insurance companies often take the approach you are describing with people who do not have an attorney to represent them. You did not tell us what injuries you sustained, whether or not you obtained medical treatment, or whether or not you have fully recovered. We always advise our clients to seek medical attention if they are injured, to follow their doctor's advice, preserve evidence by taking photos of their auto damage, and do not speak further with the other parties' insurance adjusters...
You will qualify for unemployment benefits only if you are actively seeking employment compatible with your physical disability. The settlement for your worker's compensation injury should not affect your eligibility for unemployment benefits as stated above.
We assume you mean your car was impounded, which is something that usually occurs in the course of a police investigation. If there was a collision, then your car might be in the custody of a wrecking yard, which would be lawful. If it was towed because your brother was cited and instructed not to drive, that would be lawful as well. Of course, what your brother did was unlawful, and if the police actions of stopping him or investigating his driver status was lawful, then the subsequent...