I agree, the fact about your baby is an important testament about your hardship. By the way, I hope you are getting an assistance from an immigration attorney in filing you I-601 waiver, you don't want to jeopardize it by trying to do it on your own. If you have retained an immigration attorney, your attorney should give you inputs. Best of luck.
Sorry to hear about your situation. You need to contact your insurance company immediately to discuss this situation. Also, if you were injured get medical treatments and hire a personal injury attorney. You can also contact a traffic ticket attorney to discuss your case and see if it's possible to dismiss your ticket outright.
If you have never been in this situation before, you should contact a personal injury attorney in your area to assist you. They can help you walk through these steps with you. You don't want the insurance company to take advantage of you.
I agree with my colleagues, you should definitely speak with a PI attorney. Uninsured motorist claims are pretty adversarial and your insurance company will try to settle for as lowest amount of money as possible. It's best to meet with an attorney who could review your case and put forth a strategy to maximize a fair award for you.