Archived
I am in foreclosure my home, and have been given a 3 month 'trial preriod' for a hamp on my loan. Am I wasting my money?
Christopher's answer
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Answered on May 20, 2012
These days it is pretty certain you will get a final modification upon
completion of the trial. If you don't do it, you wont get anything. If...
Archived
I am in foreclosure in the home I live in. Can they take property I have that is raw land. I live in oregon
Christopher's answer
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Answered on May 06, 2012
Short answer is generally, "no," but you may have to be careful about some
timing issues. You should probably consult with an attorney.
...
Archived
Mortgage Loan Mod
Christopher's answer
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Answered on April 15, 2012
Beyond loan limits for those specific programs, however very likely there is a workout option available for some type of modification, depending of...
Archived
Am I responsible for a HELOC associated with a foreclosure that occurred prior to marrying my wife?
Christopher's answer
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Answered on March 26, 2012
Complaints don't just "collapse" on their own. You need to make an
appearance and defend the matter or else you risk losing by...
Archived
How can I save my underwater house from foreclosure if my ex-wife stops paying mortgage and I cant afford the current mortgage?
Christopher's answer
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Answered on March 26, 2012
You will need to get the deed back and move back in, then try for a loan
modification. We assist with these matters if you need help.
...
Archived
What can i do to keep the house and property
Christopher's answer
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Answered on March 18, 2012
It sounds like they need to find a lender, probably a private money lender
or something like that. This will only be possible if there is...
Archived
Where is the power of sale clause?
Christopher's answer
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Answered on March 06, 2012
The power of sale is in your deed of trust, not the note. They all have
them as this is integral to the trust deed and its operation. It seems...
Archived
Can I file a Motion to Compel mortgage lender to provide the original note on my house that is in foreclosure? I live in Oregon.
Christopher's answer
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Answered on March 05, 2012
You need a court case in order to file a motion. This is a lot more complex
than you seem to appreciate. You will not be able to "compel"...
Archived
Hi there, I have a question. Ex wife and I have a home in Oregon. We also have a own a piece of property that is free and
Christopher's answer
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Answered on January 13, 2012
The answer depends on whether the property is being lived in as your residence at the commencement of the lender's foreclosure action. If not, then...
Archived
Requested a HAFA Deed In Leiu with BofA...What happens when they change the locks?
Christopher's answer
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Answered on January 11, 2012
Your only personal liabiltiy is the HOA dues and premises liability. All of it goes away when title transfers. That won't happen until they accept...
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