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Kara L Govro

Kara Govro’s Answers

12 total


  • FL Unemploy office is denying me benefits since I was not avail for work on 8/7-8/13. Is this legal ?? See below

    My last day of employment was 8/8/11 revcd severance pay applied for unemployment 8/10/11

    Kara’s Answer

    If you were not available for work you will not receive benefits; it would be illogical for you to received benefits on 8/7 and 8/8, for example, because you were still employed. Since you are now applying for unemployment it is the right time to get familiar with the reporting requirements. Call your local office and they should be able to walk you through it, or send out written materials that will help you understand the hoops you will be jumping through.

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  • Collection agency for credit card - rip-off?

    I had a credit card I cancelled in 2000 because of late charges and over limit fees eating me up. Balance was $3,239. In 2001 I made arrangements with Capital One to make payments each week and paid from Feb. to June 2001 $1,652. I could never g...

    Kara’s Answer

    I think it will be worthwhile for you to contact an attorney in your area. As the other responder mentioned, the statute of limitations may have passed (you only have so much time to try to collect a debt). However, debt collection agencies generally don't lay off until you cite all the right language or get an attorney involved.

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  • How long after we hand keys over to the landlord, do they have to claim damages in Oregon?

    We gave our 30 day notice to our landlord on July 5th and handed over the keys on Aug. 5th. Yesterday, we received a "Security Deposit Statement", dated September 9th. It listed our security deposit refund of $550. The charges come to $1262.15,...

    Kara’s Answer

    As Kevin and Troy have stated, the LL does appear to be late in giving you an accounting, so you are entitled to twice your deposit. At the same time, he or she can still charge you for property damage, even months after you have moved out. You should definitely confront your LL with the assistance of an attorney.

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  • Can u break ur lease after u just signed it?

    we moved from arizona to Portland and we find the apartment through internet ... and every thing is good expect the fact that the office lease is part of our apartment and there thin wall between so we can hear the office conversations and phone c...

    Kara’s Answer

    As the first two gentlemen stated, you can break this lease, but probably don't want to. I agree that the best approach is to discuss this with your landlord/property manager; moving you to another apartment or even another complex may be possible.

    If the noise is significant and they are unwilling to move you do contact an attorney. It's possible (thought not likely) that because of your right to quiet enjoyment they will be responsible for making adjustments so that they noise is dampened. However, thin walls are a common problem and complaint in apartment living, and living across from another family might be no better than living next to the office (where they at least go home at night).

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  • When i file bankruptsy,can i keep my car.

    im filing bankruptsy,can i keep my car if im behind on payments.I have kids and need transportation to continue to look for work,this is my only car.What are my options.

    Kara’s Answer

    As Dorothy said, you may be able to reaffirm the loan, which just means that you agree with your lender to keep paying for the car even though you are getting rid of all your other debts. But filing bankruptcy will give the lender the option to repossess, and if you aren't caught up on payments they may exercise that right.

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  • Will an unpaid debt for my single member llc be reporte on my personal credit?

    I am the single member of the llc. I have an outstanding debt which is now going to court for collection. Will this get reported on my credit? As a single member LLC will they come after my personal assets?

    Kara’s Answer

    I think it shouldn't be, unless you personally guaranteed the debt (which many people don't seem to know they are doing at the time). If you didn't personally guarantee and it does show up I would contest it with the credit reporting agencies.

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  • In Idaho can you collect unemployment and ssdi at the same time. Been getting unem. for 8 mo. now got 1st ssdi check. Idaho

    Recieving unem. I went to work for a retail and couldnt do the job due to neck surgery. Im 52 Always been a retail manager. went back on unemp. filed for ssdi. I just recieved a letter stating I will be getting my 1st check this month and 7...

    Kara’s Answer

    If you want to be on the up and up, I think your best best is to call the unemployment department and ask them how to proceed. Since SSDI is intended to act as substitute income, and unemployment benefits play the same role, I think it is unlikely you will get to keep both. You could also consult with a public benefits attorney in your area; it's possible there is a legal aid office that might consult with your for free or a reduced price.

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  • I am a security guard people on the contracted sight are trying to get me fired or make me quit by harrasment and lying. HELP

    I am a security guard, people in the company that the security company has a contract with have been harrasing me lying about me to my boss and questioning my character with no proof, complaints are cant read my hand writing, sleeping on the job, ...

    Kara’s Answer

    I would consult with an attorney in your area. If the harassment is truly because of your age, that is illegal and you may have recourse. Unfortunately age claims are quite hard to prove unless there is a smoking gun of some kind, like a message between supervisors discussing your age or comments made to you like "hurry old, old man".

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  • What does the State Consider Gainful employment?

    I am on Disability Retirement from Gaston County. I want to sell Tupperware, but the State does look at this as self employment. So how much can I make before the State considers it Gainful employment?

    Kara’s Answer

    My guess is that making any money at all will put you in the realm of gainful employment. However, it's possible that you are allowed to make a certain amount before your benefits are diminished. Your state probably explains the rules online somewhere, or you could just call the agency and ask directly.

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  • Can an employer appeal a ruling for unemployment if their appeal is received 3 days after the chance for appeal expired?

    I was awarded unemployment benefits in the state of NC by an adjucator. My former employer appealed but their appeal was not received until 3 days after the appeal rights expired. The hearing officer still went through with the hearing eventhough ...

    Kara’s Answer

    It may be. Deadlines are not always hard and fast, and I'm guessing if the hearing was granted (which will cost the state money that they would rather not spend) that in this case the deadline is more of a suggestion. If you lose the next round you should consult with a lawyer licensed in your state to determine if the deadline should have barred the appeal.

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