Under Ch 13 do you have to live in the house to strip the 2nd?

You do not have to live in a home to do a lien strip on it. The lien strip is based on the value of the home, and what amounts are owed on the...

Can a legal office trying to collect a debt suspend my drivers license?

You should preserve that message as that communication is unlawful. Contact an attorney who handles unlawful debt collection cases.

Successor creditor calling relative after previous creditor notified of correct phone number.

We regularly sue creditors/debt collectors for this kind of activity, as long as the facts can be verified. Do not let them continue on with this...

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Can a lien for condo fees pass through Ch 7 unaffected and then be enforced in rem if it was not perfected by filing ?

This will depend on your state law concerning HOA liens, and what the requirements are to properly perfect and record a HOA lien. In California,...

Is money Judgements covered in chapter 13/chapter 7 or both?

If it is clearly not a debt for domestic support, rather solely a marital debt, then the debt will be dischargeable in a ch. 13, but the debt would...

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I filed chap7, my discharge date is coming up. However I won $3100 in lotto TX. Do I get to keep this money for food etc?

It is probably advisable to disclose this to your attorney to see what he or she recommends, however it is unlikely that you will have to give this...

Have a title loan on my car. Thats included in a chapter 13. Converting to a chapter 7. How would keep my car

I practice bankruptcy law in California, but because bankruptcy is governed under federal law many of the concepts remain the same across the...

We are thinking of filing bk 7 and losing our condo. we own 1/3 of a mobile home (in a trust) with my brother and sister.

I probably wouldn't recommend the buy out option because this will make your ownership interest in the trust more valuable, if your in-laws gift it...