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Stanley Alan Zlotoff's Answers (5)

San Jose, CA

Chapter 7 bankruptcy Lawyer at San Jose, CA

Practice Areas: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy

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Archived

In chp13, lender sent notice of mortgage payment change to trustee

Stanley's answer | Answered on June 18, 2012

The form is mandated by new Bankruptcy Rules that require the notice to be sent out prior to any change in the mortgage payment. The fact that...

Archived

Servicer has not cashed $16,000 worth of certified checks during ch 13 and applies others to pre petition amounts. Now what?

Stanley's answer | Answered on May 16, 2012

It's barely believable that the case has been pending unconfirmed for 30 months, so obviously something not stated is going on. When there is a...

Archived

After getting a discharge in Chapter 7, can I file for Chapter 13?

Stanley's answer | Answered on January 01, 2012

you may certainly file it, but whether you may get a discharge or confirmation may be more complicated.

Archived

CA Filed Chapter 13 - Sale date only postponed?

Stanley's answer | Answered on December 23, 2011

The trustee's sale may be continued without violating the Automatic Stay. The Stay forbids the sale from going forward.

Archived

CA Chapter 13 bankruptcy - is there an income ratio for payment plan?

Stanley's answer | Answered on December 22, 2011

There is no "ratio." The concept for Ch. 13 is "projected disposable income." It's a function of the Form B22C and Schedules I and J

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