Frederick William Schwinn’s Guides

Frederick William Schwinn

San Jose Debt Collection Attorney.

Contributor Level 13
  1. Understanding the Telephone Consumer Protection Act

    Written by attorney Frederick Schwinn, over 4 years ago.

    Introduction Regulated by the Federal Communications Commission (FCC), this law requires telemarketers to formalize their existing policies and, where necessary, create new ones to bring their operat

    3 people found this Legal Guide helpful

  2. How to Improve Your Credit

    Written by attorney Frederick Schwinn, over 4 years ago.

    1. Order your credit reports. Find out what the top three credit bureaus -- Equifax, TransUnion and Experian -- are saying about you. It's likely that they're all slightly different. Yes, differen

    4 people found this Legal Guide helpful

  3. Credit Card Chargeback Rights

    Written by attorney Frederick Schwinn, over 4 years ago.

    The Law The federal laws are found in 15 United States Code §§ 1666, 1666i, and 1640(e) and in 12 Code of Federal Regulations §§ 226.12(c) and 226.13. The California laws are found in the California

    3 people found this Legal Guide helpful

  4. What's the difference between a divorce, a legal separation, and an annulment?

    Written by attorney Frederick Schwinn, over 4 years ago.

    Divorce A divorce (also called "dissolution of marriage" or "dissolution of domestic partnership") ends your marriage or domestic partnership. After you get divorced, you will be single, and you can

    6 people found this Legal Guide helpful

  5. Understanding the Statute of Limitations Defense

    Written by attorney Frederick Schwinn, over 4 years ago.

    Many Different Limitation Periods Although people often speak of "the statute of limitations", in fact there are many statutes which apply limitations periods to civil actions. Sometimes it can be d

    1 person found this Legal Guide helpful

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