Hermin A. Dowe

Hermin A. Dowe's Legal Guides (3)

Richmond, CA

Bankruptcy and debt Lawyer at Richmond, CA

Practice Areas: Bankruptcy & Debt, Immigration

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Paying Criminal Restitution via Chapter 13 Bankruptcy

Nov 19, 2012

Criminal restitution is considered a non-dischargeable debt. It is not wiped out by Chapter 7 bankruptcy. However, the structured repayment plan of Chapter 13 bankruptcy can be used to make paying crim...

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Home Owners Association Fees not Discharged by Bankruptcy

Nov 19, 2012

Thanks to recent changes in bankruptcy law, home owners association (HOA) fees are not wiped out by bankruptcy. This confuses bankruptcy clients, especially those who give up the home associated with t...

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Choosing the Right Kind of Bankruptcy Case

Nov 19, 2012

Choosing the right chapter of the Bankruptcy Code under which to file your case is a complex matter. The specific details of your situation must be considered. I offer general guidelines to simplify th...

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