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Stanley Duane Lockhart

Stanley Lockhart’s Legal Guides

7 total

  • Open Letter to Debtors and their Counsel

    A Disturbing Trend I have noticed a disturbing trend among debtors and their counsel to treat the schedules and statement of affairs as "working papers" which can be freely amended as circumstances w

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  • SAMPLE DISPUTE LETTER TO CREDIT BUREAU

    SAMPLE DISPUTE LETTER Date Your Name Your Address, City, State, Zip Code Complaint Department Name of Company Address City, State, Zip Code Dear Sir or Madam: I am writing to dispute the followin

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  • YOU Found an ERROR in your CREDIT REPORT

    Correcting Errors Under the FCRA, both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer rep

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  • Free Credit Report - How and Where

    Getting Your Credit Report An amendment to the FCRA requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit r

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  • BANKRUPTCY: Documents Needed Prior to Scheduling Attorney Consultation

    BANKRUPTCY: Documents Needed Prior to Scheduling Attorney Consultation For husband and wife, even if only one person files bankruptcy: -paycheck stubs, unemployment stubs, business P&L- for each of

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  • What documents are needed to talk to a Bankruptcy Attorney?

    BANKRUPTCY: Documents Needed Prior to Scheduling Attorney Consultation For husband and wife, even if only one person files bankruptcy: -Income for each month for the last 6 months -List of all credit

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  • Is Chapter 13 right for you? DOCUMENT AND INFORMATION CHECKLIST –Chapter 13

    1. Tax Returns 1. 2008 Tax Return ______________ 2007 Tax Return ______________ -If you were not required to file 2008 taxes, please provide the most recent year for which you were

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