Please contact me. I used to represent school districts and am aware of the issues in this case. You need to file a government claim. You will bring a claim for negligent supervision.
Call me for a free consultation at 415-441-1052.
she chooses the insurance she's purchased. She chose to go cheap. I hope you protected yourself with high underinsured motorist coverage. You really need to assume that everyone else driving around has minimum coverage for your own protection. Good kluck.
This is an often debated question. You can hire someone from around your area to represent you.
You will need to finish getting treated and once back to preaccident condition you will submit a demand package with medical bills and records along with any lost wages to the insurance carrier.