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Scott Darrell Schwartz's Guides
Contributor Level 8
- 5 Legal Answers
- 4 Legal Guides
Married Couples - Should You File Separately or Together?
If you are married and living in California and facing Chapter 7 or Chapter 13 bankruptcy, there is always the question of whether you can file separately or if you are required to file as a married couple. The bankruptcy courts provide three options if you are married. You can ...
How To Protect Yourself Through Bankrupcy If Your Bank Is Behaving Badly
As big banks, come under scrutiny by the Federal government for their practices Californians should know what measures to take to best protect themselves. Despite the Senate's passage on June 30, 2010 of the Wall Street Reform and Consumer Protection Act, loopholes remain in the...
Debt Settlement Versus Chapter 7 or Chapter 13 Bankruptcy
Consumers that are suffering from spiraling debt must weigh the overall benefits of debt settlement versus Chapter 7 or Chapter 13 bankruptcy. If a consumer settles a debt or it is charged off, the negative information regarding the settlement or charge off will appear on a credi...
Avoiding Frozen Bank Accounts in Bankrkuptcy
December 2010 Archives Tips for Avoiding Frozen Bank Accounts in Bankruptcy If you are considering filing for bankruptcy in California, there are a number of California banks and credit unions that freeze accounts for a variety of reasons when a Chapter 7 bankruptcy is filed....