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Tobias M Lester's Answers

Tobias M Lester
San Francisco Bankruptcy Attorney.
Contributor Level 6

3

Attorney answers:

  1. Harley Aaron Feinstein
  2. Tobias M Lester
  3. Okorie Chukwudimm Okorocha

What if I need to file bankruptcy but can see that it is a complicated process and do not have money for an attorney?

Asked by a user in San Diego, CA - about 3 years ago.

Hiring an attorney might not be as expensive as you think. Your case sounds like it will qualify as a Chapter 7 or liquidation bankruptcy. If you earned less than $24,591 in the last six months you satisfy the means test. Call your local attorneys and get price quotes. You may be able to get an attorney to handle this case for as little as $1000. If even $1000 is out of reach, go to the local library and check out the Nolo Press book "How to File for Chapter 7 Bankruptcy." You are legally...

1 person marked this answer as helpful

2

Attorney answers:

  1. Matthew Edward Williamson
  2. Tobias M Lester

I need to file bankruptcy for consumer debt. Seeking a good lawyer, that won't rip me off. Living in San Fernando Valley, CA.

Asked by a user in Woodland Hills, CA - almost 3 years ago.

Contact the San Fernando Valley Bar Association. It can direct you to a qualified attorney in your area. For $30 you will get a thirty minute consultation with an attorney. A link to their website is below. https://www.sfvba.org/intus/referral/referral.asp

1

Attorney answers:

  1. Tobias M Lester

When filing chap 7 credit cards go on what schedules ?

Asked by a user in Redwood City, CA - about 3 years ago.

Credit cards go on Schedule F. Schedule E is for unsecured PRIORITY claims, such as domestic support, taxes, etc. Schedule F is for unsecured NONPRIORITY which means all creditors not listed on Schedules D or E.

4

Attorney answers:

  1. Paula Jeanette Mcgill
  2. Tobias M Lester
  3. Donald Edward Petersen

If I can not afford to file bankrupt and I have been out of work almost a year how do I get my creditors to stop calling me and

Asked by a user in Cumming, GA - almost 3 years ago.

Call your local Bar Association. The Forsyth County Bar Association does not appear to have a referral panel, but they should be able to guide you to low fee or no fee attorneys that can help you. http://www.forsythbar.org/contact.htm Another option is to file bankruptcy without an attorney. Nolo Press has a good book that can guide you through the process.

2 people marked this answer as helpful

2

Attorney answers:

  1. Tobias M Lester
  2. Jeffrey Daniel Larkin

I wana file bankruptcy, but i dont think i make enough to have money to pay the bankruptcy payment. what do i do?

Asked by a user in Gardendale, AL - almost 3 years ago.

I am not sure what decent money is, but since you just started working now may be the best time for you to file for Chapter 7 bankruptcy. You have to make below a certain amount to be eligible for Chapter 7 bankruptcy. The courts determine that by looking at your last six months of income and since you only recently starting working that should be fairly low. Your assets over a certain threshold will be liquidated in Chapter 7 bankruptcy, but if you have nothing then you have nothing to...

1 person marked this answer as helpful

1

Attorney answers:

  1. Tobias M Lester

Wan to file Chapt. 7 but cant afford a lawyer so may use a full service company to file my petition. Suggestions/Recomendations?

Asked by a user in Debary, FL - about 3 years ago.

Hiring an attorney might not be as expensive as you think. Call your local attorneys and get price quotes. You may be able to get an attorney to handle this case for as little as $1000. If even $1000 is out of reach, go to the local library and check out the Nolo Press book "How to File for Chapter 7 Bankruptcy." You are legally permitted to file for bankruptcy without an attorney. Read the book and decide if that is within your ability to handle the complexity. If it is, do it yourself. Call...