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Griselda Torres

Griselda Torres’s Answers

33 total

  • If I have a settlement in a different state is there any way i can petition from the state i am in now or do i have to go back?

    I got in a car accident in arizona and recently relocated to iowa. im a ward of the state in iowa and they won't let me leave until i graduate highschool. I want to petition the money when i turn 18 so that i am not getting taxed on any interest i...

    Griselda’s Answer

    I agree with the prior answers. If you have an attorney he/she will instruct you and any settlement funds can be received by mail. However, depending on the amount, and if a lawsuit was filed, the court may order the money be deposited into a blocked bank account or placed into an annuity until you attain the age of majority. Either way, you will be able to have access to those funds from any state you are residing at that time. Good Luck.

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  • Can I get full payment for repairing my SUV as well as tolling fee, hotel fee, which all about $7000 ?

    I had the car accident when I drove the SUV on I-20 west in midnight at Pelahatchie, MS. I hit the diesel-tank dropped by an eighteen-wheeler truck in the total dark environment. I called insurance company of that truck and they said that it is p...

    Griselda’s Answer

    Unfortunately, insurance companies will try to avoid having to pay or limit the amount they pay on a claim. It is never a good idea to communicate with insurance companies as they do not always have your best interest in mind. Contact an experienced personal injury attorney in your area. Good Luck.

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  • Three boys took a car without owners knowlege. They ended up wrecking the vehicle & totaling the car.

    Are all three boys responsible for compensating the owner for the worth of the vehicle?

    Griselda’s Answer

    The boys would be liable for the damage to the vehicle. You may want to file a comprehensive claim against your own insurance company. Comprehensive coverage generally pays to repair the policy owner's vehicle if it was damaged due to theft or vandalism. Although this will cover the damage to your vehicle, you will likely have to pay the deductible. You could then ask the boys or their parents to reimburse you the deductible or if the boys are over 18, you can file a small claims action to recover the deductible.
    Good luck.

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  • I was in an at fault accident in AL. My father in law had a fracture in the hip joint.Will my ins company pay for his lost wages

    Will my insurance company pay for his medical bills(I have a coverage upto $5,000) Will he be reimbursed for lost wages for upto 6 months and get compensation for future pain and suffering?

    Griselda’s Answer

    I am sorry to hear of the accident. Fortunately, you had auto insurance at the time of the subject accident. Auto insurance is the method by which people transfer risk of monetary loss from themselves to an insurance company. Although you caused the accident and injuries, it is your insurance company that will compensate the injured parties. The damages or compensation injured parties can obtain include, reimbursement for medical expenses, wage loss and pain and suffering.

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  • If the driver has a suspended license, will the passengers be covered during a accident? especially if he is at fault or not.

    My daughters father has a suspended license. he knows that his license is suspended, but insists in trying to pick up my daughter. his license is not due to be reinstated until november. I refuse to let him pick her up, but i will drop her off at ...

    Griselda’s Answer

    If he has auto insurance and the accident is his fault, coverage may be available under the UM coverage of his own policy. If the accident is not his fault and you daughter is injured, she may be able to recover from the at fault party. The fact that he is driving without a license has more significant implications, namely the safety of your daughter. I agree with Mr. Rubio's answer, you should contact your dissolution attorney and limit his visitation or at the very least require he is properly licensed if he is to drive your daughter.

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  • Am I liable for car accident personal injury because my name was on the title? If so, what type of attorney do I need?

    Consigned loan for 20 year old daughter in Virginia in May 2011. Leinholder stated that I should be on title. Daughter went to Illinois to stay with friend for a while. Friend drove car and rear ended another vehicle and was found to be at faul...

    Griselda’s Answer

    You may still be liable because you were a co-registered owner of the vehicle. An vehicle owner may be liable for the negligent operation of a permissive user, in this case your 16 year old daughter. Additionally, you indicated that Progressive has already paid the policy limits. That means plaintiff's attorney is seeking additional compensation from you directly.
    You should contact an attorney to defend you in this action as this is a complicated matter and you cannot fight this on your own.

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  • I just received a summons for an automobile accident that my daughter was involved in 4 years ago.

    My daughter was cited for a rear end collision on January 19, 2009. The individual she struck had no visible injurys at the scene but had to be cut out of the borrowed car he was driving due to his large size not due to injurys. The gentleman is n...

    Griselda’s Answer

    Turn in the summons and complaint to your auto insurance company. They will provide a defense for you.

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  • I wanted to see if I can apply for Chapter 7 Bankruptcy

    I am a single parent of four and have students loans over 200,000 this is interest added. I also have credit card 3000 and other agencies bills adding up 5000. I have was working and did reciept aid from human services.

    Griselda’s Answer

    There are several things to consider, the first is whether you have the income requirements to file a Chapter 7 bankruptcy. In order to qualify under a Chapter 7 bankruptcy, you must take and pass the means test, that is you have to show that your average income in the six months before you filed either was less than the median income by family size in your state or that, if it was higher, you do not have enough disposable income, after paying allowed expenses, to pay off your debt.

    You should also keep in mind that a Chapter 7 bankruptcy does not discharge certain debts, for example student loans. An experienced bankruptcy attorney will be able to advise and guide you to the appropriate bankruptcy chapter. You should search AVVO for an experienced bankruptcy attorney in your area. Good luck.

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  • I filed chapter 7 bankruptcy in the state of NY. I am actively looking for a job, what would happen if I landed one?

    Like I stated I filed chapter 7. What if I were to get a job before the 341 meeting or soon after the 341 meeting? Would anyone have to be notified? What if I were to get a job and suppose to start the day after the 341 meeting? Would any circumst...

    Griselda’s Answer

    Remember that you signed the petition under penalty of perjury attesting that all the information contained therein was true and correct. If you get a job before the 341 hearing, your petition will no longer be correct and you will have to disclose that fact to the trustee.
    Having said that, if your income increases substantially, as in the case where you were out of work for a while or your earned a lot less at the previous job, there may be an impact on your bankruptcy. If you filed a Chapter 7 case, you had to take and pass the means test, that is you had to show that your average income in the six months before you filed either was less than the median income in your state or that, if it was higher, you didn't have enough disposable income, after paying allowed expenses, to pay off some of your debt. A new job won't affect your past income, of course. But even though you passed the means test, the bankruptcy court can still kick you out of Chapter 7 if it finds, under the totality of the circumstances, that you could afford a Chapter 13 repayment plan. A new job, especially one with high pay, might cause the court to take another look at your filing and finances.

    If you are thinking about getting a new job, you should consult with an experienced bankruptcy attorney to review your specific case and find out whether a new job will affect your bankruptcy case and if so, how to minimize the consequences, if possible.

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  • I have a questions on how to file a mechanic lien on a property

    I own a company that do minor repairment work on foreclosed houses, the real state agent that representthe bank that owns the house doesnt want to return my calls or any effort to pay me back. i do not have a general contractor lisence, i do not p...

    Griselda’s Answer

    Unfortunately, the answer is no. Not only can you not record a mechanics lien you can't sue for compensation of the work performed. As Mr. Chen indicated above, Business and Professions Code Section 7031(a) clearly states: “…no person engaged in the business or acting in the capacity of a contractor, may bring or maintain any action, or recover in law or equity in any action, in any court of this state for the collection of compensation for the
    performance of any act or contract where a license is required by this chapter without alleging that he or she was a duly licensed contractor at all times during the performance of that act or
    contract, regardless of the merits of the cause of action brought by the person. This means that, in order to recover for work performed by one acting in the capacity of a contractor, that person must alleged he/she was a licensed contractor at all times.

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