Vincent A. Gorski’s Answers

Vincent A. Gorski

Bakersfield Chapter 7 Bankruptcy Attorney.

Contributor Level 11
  1. Can child support start wage garnishment while in Chapter 7?

    Answered over 1 year ago.

    1. William James Waters
    2. Vincent A. Gorski
    3. Mikalah Liviakis
    4. Alex R. Hess
    4 lawyer answers

    Mr. Waters is correct. Contact the local child support agency to see if there is something you can work out with them regarding the arrears. Nonetheless, if you do not make an arrangement, the agency can collect even if the automatic stay is in place.

    8 lawyers agreed with this answer

  2. Filed a chap 7 yesterday and I left off a few creditors is cover sheet, new schedule f and new list of creditor all I need

    Answered about 1 year ago.

    1. Stuart Gregory Steingraber
    2. Vincent A. Gorski
    3. Eric Charles Lewis
    3 lawyer answers

    Eric is correct. Go to the court's website and look for local forms. Your case is filed in the eastern district of California. Yes, you need the cover sheet. You also need to provide an additional creditor matrix of the new creditors.

    4 lawyers agreed with this answer

  3. Auto exemption when filing chapter 7 in CA.

    Answered over 1 year ago.

    1. Brian Crozier Whitaker
    2. Vincent A. Gorski
    3. William James Waters
    3 lawyer answers

    There are two sets of exemption statutes for individuals filing for bankruptcy in California. The Section 703 exemptions and the Section 704 exemptions. The Section 703 motor vehicle exemption can be used for ONLY ONE motor vehicle up to $4,800. The Section 704 motor vehicle exemption can be split among multiple vehicles for a total of $2,725. For example, if you have two vehicles each with $1,000 of equity, the Section 703 exemptions will only protect one of the vehicles. Where as if...

    3 lawyers agreed with this answer

    1 person marked this answer as helpful

  4. Residential tenant bankruptcy question

    Answered over 1 year ago.

    1. Brian Crozier Whitaker
    2. Vincent A. Gorski
    3. William James Waters
    3 lawyer answers

    Mr. Whitaker is correct. You should consult with an experienced attorney in your area to preserve your rights.

    2 lawyers agreed with this answer

    1 person marked this answer as helpful

  5. On Schedule C-Property claimed as Exempt of Chapter 7 Bankruptcy do I use 522 (b) (2) pr 522 (b) (3)??

    Answered almost 5 years ago.

    1. Vincent A. Gorski
    2. Andrew Daniel Myers
    2 lawyer answers

    On Schedule C you will check box 522(b)(3). However, you will still need to provide the applicable code section for the exemption you are seeking. While Mr. Meyers is correct in that California has opted out of the 522(d) Bankruptcy Code exemptions, California state law gives you the option to choose between (1) a set of state law exemptions similar (but not identical) to the Bankruptcy Code exemptions; and (2) California's regular (non-bankruptcy) exemptions. You need to check out which...

    5 people marked this answer as helpful

  6. I recieved a shady collection agency notice and am not sure how to procede.

    Answered over 1 year ago.

    1. Elizabeth Rankin Powell
    2. Tim L Eblen
    3. Paula Brown Sinclair
    4. Vincent A. Gorski
    4 lawyer answers

    Ms. Sinclair is right on the money! Since the FDCPA contains an attorneys' fee provision, you might be able to find a lawyer that will take the case. The statutory damage award under the FDCPA is nothing substantial but commencing the suit will send the message to Sprint that you are not playing games.

    4 lawyers agreed with this answer

  7. How can I get a copy of my background check?

    Answered about 5 years ago.

    1. Vincent A. Gorski
    2. Brian Richard Dinday
    2 lawyer answers

    Disclaimer: The materials provided below are informational and should not be relied upon as legal advice. For purposes of this answer, I assume that you are referring to a pre-employment background check. Background checks are often requested by employers on job candidates. Pre-employment background reports are usually compiled from several different databases and include information related to criminal records, commercial records and financial records and, in certain instances, past...

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  8. Ambulance bill for my 2yr. old daughter went to collection. What's going to happen?

    Answered over 1 year ago.

    1. Richard Scott Lysle
    2. Vincent A. Gorski
    3. Mikalah Liviakis
    3 lawyer answers

    In California, parents are responsible for the medical bills of their children until the child reaches the age of majority. While no one can predict exactly what will happen, it is likely that the collection agency will continue to take an aggressive stance to collect on the money owed. My recommendation is that you work some type of arrangement with the collection agency for payments or partial settlement of the claim. Yes, you can negotiate the bill with the collection agency.

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  9. Bankrupt Question

    Answered almost 5 years ago.

    1. Vincent A. Gorski
    2. Ralph Oliver Thompson
    2 lawyer answers

    Individuals may represent themselves in bankruptcy court without an attorney. However, note that the Federal Judiciary states that, "While individuals can file a bankruptcy case without an attorney or 'pro se,' it is extremely difficult to do it successfully." The Federal Judiciary article cited below further states, "It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights." Keeping this in mind,...

    3 people marked this answer as helpful

  10. In Ch 7 On Schedule C- Property claimed as Exempt form, my car is my only exemption. I don't own any other property. In this

    Answered almost 5 years ago.

    1. Vincent A. Gorski
    1 lawyer answer

    On Schedule C you will check box 522(b)(3), this is because California has opted out of the 522(d) Bankruptcy Code exemptions. However, you will still need to provide the applicable code section for the exemption you are seeking. California state law gives you the option to choose between (1) a set of state law exemptions similar (but not identical) to the Bankruptcy Code exemptions; and (2) California's regular (non-bankruptcy) exemptions. You need to check out which set of exemptions...

    3 people marked this answer as helpful

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