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The answer to this question depends upon whether the settlement was made on the record. If it was and you have a final judgment based on the settlement, then the case is over and cannot be refiled. More likely, however, the settlement does NOT appear on the record. In this instance, the case should have been dismissed WITHOUT PREJUDICE. If in fact the case was dismissed WITHOUT PREJUDICE, you can refile for more $$ and also against the wife.
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The answer to this question is dependent upon whether your wife assumed the car loan. If she did, then she would owe the deficiency. If not, the lender would have no legal right to sue for a deficiency.
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A collection agency can not engage in tactics that violate California's Fair Debt Collection Practices Act. Including harassing phone calls like the ones you describe. You should retain counsel and have your counsel send a "cease and desist" letter to the collection agency. Once done, the agency must communicate with the attorney directly. Any deviation from this is actionable and you may receive damages, attorney fees and a restraining order preventing such further calls.
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Your written agreement with the language you referenced will supersede the prior verbal agreement. Prior work done by the tenant can stay as it is, unless you agreed to put the unit back to its original condition.
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The way you explain it he has no title, but he does have debt. Unless the lender's agreed to remove him from the loan. Change of title does not relieve a borrower, unless the lender agrees to a full assumption by the new owner.
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If the landlord is asking you to move out you should receive compensation for substitute quarters.
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If you have a claim against the estate, the proper procedure is to file a claim with the probate court.
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You should pose this question to your bankruptcy attorney. He can give you more detail based upon the specific timing of your NOD. Generally, however, a BK will stay the foreclosure until a motion for relief from stay is filed. Once it is filed, the BK court will make an order granting the lender the right to continue the foreclosure.
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The plea will fall on deaf ears. But you will not be arrested. There is no such thing as a debtor's prison. You should tell the court that you can pay something, anything. Even if it is a small amount per month.
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Yes, a single quitclaim can do the job.
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