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Gary Leigh Moorhead

Gary Moorhead’s Answers

12 total


  • Wht can i do my daughter let her friend drive my car without permission and i received a letter her friend backed into a car

    my daughter is seventeen i let her drive to school and she is licensed i have liability insurance on the car and my daughter is not on there she let her friend drive without my permission and her friend had a accident in the car and it was her fau...

    Gary’s Answer

    You indicate that your daughter is not listed as a driver on your car's auto policy. If the policy provides that only listed driver's are covered, then you will probably have no coverage for her friend's accident in your car.Most policies provide coverage up to minimimum financial responsibility laws for permissive users of your vehicle. Although you did not give your daughter's friend specific permission to drive, you did give your daughter permission, and she then passed this permission on to her friend. Check the policy wording carefully. Some states require an insurer to specifically name & exclude non-covered drivers, which is why a review of your poicy is so important.

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  • What can I claim when I got in to a motorcycle accident with expired insurance, but that was another driver fault.

    I was driving my bike and another car changed lane faulty. So when I was trying to avoid him, I laid my bike down and got injured. The police came and did their stuffs, I also got 2 witnesses.

    Gary’s Answer

    If you did not carry liability insurance on your motorcycle when hit, you are limited in CA to recovery of economic damages ony, unless the at fault driver was driving under the influence. Economic damages consist of poroperty damage to your bike, medical bills, wage loss and any "out of pocket" bills incurred, like a vehicle rental. You are not entitled to "non-economic damages" for pain and suffering, road-rash scar embarrassment, etc.

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  • Hi, My wife had a car accident (not at fault) in 2007 and we filed chapter 7 bankruptcy in 2008.

    Hi, My wife had a car accident (not at fault) in 2007 and was injured. we filed chapter 7 bankruptcy in 2008. Less than a year after the bankruptcy we recieved a settlement from the insurance that we did not expected. And was never disclosed at th...

    Gary’s Answer

    This is a question you need to address to a bankruptcy lawyer, but since your wife's claim for injuries (a cause of action, or asset) occurred prior to the filing of the bankruptcy, it should have been listed as an asset in the BK filing. I believe the trustee could re-open the discharge, depending on the size of the settlement, if any creditor petitioned him to do so.

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  • Can my parents be sued for my accident if its in a company car?

    I'm 18 years old and on my parent's auto insurance policy. My boss wants to add me to our companies policy so I can drive a company van. If I am in a car accident in the company van, can the other driver sue both my company insurance and my parent...

    Gary’s Answer

    You are an adult and employed by a company that has you driving its car. If you cause an accident while driving the company car, your parents aren't liable for your negligent driving. The responsible party will be you and the company, and the company's insurer will defend both of you against the claim. Your parents will not be sued under these circumstances.

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  • Do I have the option to request one check from the insurance company that will cover my med bills and personal injury.

    I want to settle my claim from a car accident, can I demand they send me check for X amount of dollars to cover my bills and personal injury.

    Gary’s Answer

    The insurer for the responsible driver will send you one check to cover your medical bills and "personal injury" in exchange for a signed agreement from you releasing its insured from all past, current and future damages. If you sign this release, you are giving up your right to obtain any future damages from the responsible party. You did not mention lost earnings as part of your question, and I assume you are referring to "pain & suffering" when you refer to "personal injury". If your injuries were serious, and required hospitalization, or have left you with residual symptoms, you should consult with an experienced attorney before ever signing any release agreement.If they were not serious, but resulted in significant medical treatment bills, you still ought to consult with an attorney. You may have to reimburse your medical plan for any bills it paid out of your settlement with the insurer.

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  • Do i have a case?

    i slipped and fell in a major grocery store. i had to be taken to the e.r by the fire department bc i couldnt put any pressure on my left leg at all plus the store didnt even have electric wheel chair. now i have a sprained ankle and knee and t...

    Gary’s Answer

    Depends on how long the substance was there before you fell. Store owners must keep the premises safe, but don't have to "guarantee" safety by inspecting every aisle every minute. If the store doesn't keep regular "inspection" charts ( every hour), or the substance was dropped, clerks were advised and no one put up warning signs or cleaned it up in a timely manner, you probably have a case. If the guy coming into the store ahead of you threw his water on the ground, you don't have a case.

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  • Personal Injury case taking a really long time after the suit was filed.

    Once a personal injury case has been filed, how long does it generally take? My attorney filed the suit in April 2007. A third-party claim has been entered by the insurance company against the other vehicle that hit me after the first car hit me...

    Gary’s Answer

    In CA, interrogatories must be answered or objected to within 30 days unless an extension is granted. If so, another 30 days is generally given to respond to the qestions under oath.

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  • I have a suspended license W/INSURANCE. Lady hit me and totaled my car. She was cited. Will her insurance pay for my damages?

    The other driver was cited for hitting me from behind, but during exchange of information, I was told that my license had been suspended because of a moving violation in another state that was unpaid that I did not realize because I thought I had ...

    Gary’s Answer

    The fact that you were driving on a suspended license was not the cause of the accident. If your vehicle was insured, you should be able to recover the damages to your vehicle from the adverse driver's insurance. You may face criminal charges, however, for driving on the suspended license.

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  • Got a ticket for hit and run case although I was the victim

    I was involved in a hit and run case. I was at the blind spot of the person in the right lane who cut me and hit my car on the right side, which sent my car spinning. My car hit the railing and was a total loss. The other person escaped the scene....

    Gary’s Answer

    Ask your insurer for photos of the damage to your car, which will demonstrate an impact to the right side of your car, and explain the circumstances of the the collision to the traffic judge, indicating that you were traveling within the posted speed, saw the car to your right veer into your car, that you had no time ot avoid the collision, and that the collision caused you to lose control, not your "unsafe speed".

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  • Got a ticket for hit and run case although I was the victim

    I was involved in a hit and run case. I was at the blind spot of the person in the right lane who cut me and hit my car on the right side, which sent my car spinning. My car hit the railing and was a total loss. The other person escaped the scene....

    Gary’s Answer

    Ask your insurer for photos of the damage to your car, which will demonstrate an impact to the right side of your car, and explain the circumstances of the the collision to the traffic judge, indicating that you were traveling within the posted speed, saw the car to your right veer into your car, that you had no time ot avoid the collision, and that the collision caused you to lose control, not your "unsafe speed".

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