Jason Lawrence Jones’s Answers

Jason Lawrence Jones

San Diego Chapter 7 Bankruptcy Attorney.

Contributor Level 6
  1. How do I collect excess funds that were garnished by the Los Angeles Sheriff department?

    Answered about 4 years ago.

    1. Jason Lawrence Jones
    1 lawyer answer

    It sounds like you should attempt to contact the LA County Sheriff's Department directly and speak with someone who handles civil (I assume) garnishments. You should have the court case number, case name, and sheriff's file number in front of you when you call them so that they will be able to pull up your case. In my experience dealing with the sheriff's office, they are extremely helpful and forthcoming when it comes to garnishments. They can probably let you know the status of the refund....

  2. HOA Fees owed following Bankruptcy?

    Answered about 4 years ago.

    1. Jason Lawrence Jones
    2. Dorothy G Bunce
    3. Mitchell Paul Goldstein
    3 lawyer answers

    Unfortunately, the chapter 7 bankruptcy only discharges the HOA dues that became due and payable prior to the date you filed your case. According to 11 U.S.C. 524(a)(16), you are liable for any fee or assessment that becomes due from the time your case was filed up to the time legal title has been transferred out of your name (which could be months after the foreclosure sale, depending on when the Trustee's Deed is recorded with the county recoder's office). While you are liabile for the...

  3. Converting to chapter 7

    Answered about 4 years ago.

    1. Gust G Sarris
    2. Jason Lawrence Jones
    3. Mitchell Paul Goldstein
    3 lawyer answers

    Typically, a chapter 7 does nothing to hinder or help you save your home, but rather it extinguishes any personal liabillity that you have on the debts. The chapter 7 case will discharge your legal obligation to pay the lender, but the lender's security interest in the property will not be discharged. This means that if you fail to pay the loan, the lender will be able to foreclose on the property or otherwise enforce the lien. The lender will not, however, be able to harass you to make...

  4. Chapter 7 bankruptcy: what schedule does a judgment go in?

    Answered about 4 years ago.

    1. Blaise E. Picchi
    2. Jason Lawrence Jones
    3. Dorothy G Bunce
    4. Mitchell Paul Goldstein
    5. Michael Jay Berger
    5 lawyer answers

    It depends upon what steps have been taken to enforce the judgment. A judgment, on its own, would most likely be listed on Schedule F as an unsecured debt. You should also list the lawsuit in the Statement of Financial Affairs section 4 if the suit was pending within the year prior to filing the bankruptcy. If the judgment creditor has done things such as file or record a lien or levy on your property, you may want to list it on Schedule D as a secured debt. By using this site you...