Yes, please contact a car accident/personal injury attorney immediately. You said you "received a small settlement." What does this mean? If you settled for less than the policy limits of the 3rd party you might have some problems. Remember, 2 years from the date of injury is the standard statute of limitations to file a lawsuit. All of these facts, plus the possibility of surgery means you need to contact an attorney sooner rather than later.
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Actually, Yes. In certain cases, you may end up pursuing claims against both insurance companies: The other driver as well as your own. In California if you have UIM (uninsured motorist) coverage and the other driver's policy is lower than yours, you may in fact pursue a claim against your own policy, under certain circumstances (other policies limit must be exhausted first) Review Section (p) of Insurance Code 11580.2
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You probably have what adjusters like to call, Minor Impact Soft Tissue cases. I.e., MIST. Insurance companies have taken a united stand in denying these cases, arguing the force sustained in such an impact is no more than you get everyday. You can ask the adjuster what medical training she has received. Her/His answer will probably be "none." You can ask them if they know about snap back injures, and their answer will probably be, no, You need a local attorney (at least in San Diego or...
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No. Owner liability in Ccalifornia attaches when there is implied or actual permission to drive the car.
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Has she passed? If not, deed asap (keep an eye on capacity if she's gravely ill). It's easy and fast. Best: House transferred into the trust. Not as good. Heggstad Petition. Worse. Going through probate. Disclaimer. I am not your attorney. The End.
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You will definitely need an attorney to handle this for you. There may be multiple sources of compensation for your injuries. An attorney will help you sort out liabiity, the types of coverage involved and who will ultimately be responsible.
She could be. In California there is owner liability due to a legal concept called "permissive user." California Vehicle Code Section 17151 limits liability to the owners in such situations normally to $15,000/$30,000 (multiple parties). However, when there is negligence involved in the permissive use, these limits do not apply. Permitting an unlicensed driver to drive your vehicle may be considered negligence. This answer is for educational purposes only as well as to give you general...
Tennessee's code for cancellation of insurance is listed here: http://law.justia.com/tennessee/codes/2010/title-56/chapter-7/part-13/56-7-1303/ I would seek a local attorney to discuss whether or not the notice was properly sent/received etc. This answer is for educational purposes only as well as to give you general information and a general understanding of the law, not to provide specific legal advice. You understand that there is no attorney client relationship between us which can...
Have you done a search on the Recorders office for your county? That may help with figuring out how it was conveyed (each state is different so I'm not sure how much information you will get from the search, but I would suggest starting there). http://recordersoffice.hamilton-co.org/hcro-pdi/IndividualSearchView.jsp This answer is for educational purposes only as well as to give you general information and a general understanding of the law, not to provide specific legal advice. You...