Sterling James Stires’s Answers

Sterling James Stires

San Diego Admiralty / Maritime Attorney.

Contributor Level 6
  1. Trying to get a fair settlement from an insurance company whose insured was issued a ticket for the accident

    Answered over 6 years ago.

    1. Sterling James Stires
    1 lawyer answer

    You can negotiate with the insurance company. Your legal recourse is to sue the driver that hit you. Litigation is always the least favored way to settle a dispute, but if there is enough damages or injuries, it may be a reasonable way to get the insurance company to pay up. Sounds like there is not enough money damages involved to justify full blown litigation. Depending on what state you are in, and how much money overall we are talking about, you may file a small claims court complaint...

  2. What is the Maritime attachment and Garnishment ?

    Answered over 5 years ago.

    1. Sterling James Stires
    2. Gordon Charles Webb
    2 lawyer answers

    Maritime liens can arrise under many circumstances, and the vessel does not need to be U.S. flagged for a lien holder to obtain a maritime lien. Your specific situation should be addressed by a maritime lawyer familiar with the attachment and lien procedures. There are many good maritime lawyers in the New York area that would be able to handle this type of case. If the company obtained the attachment without any cause, they may be liable to you for the financial damage that it has caused....

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  3. What action can I take against a mechanic's lien filed against my boat

    Answered over 6 years ago.

    1. Johnlee S Curtis
    2. Sterling James Stires
    2 lawyer answers

    Adding on to the previous answer, there is such thing as "Wrongful Arrest" of a vessel. Admiralty/Maritime law is a very specialized area of practice, so I suggest that you contact an attorney that primarily handles maritime matters. Good luck.

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  4. Should i have a special license for this type of business? If yes what is it?

    Answered over 5 years ago.

    1. Nicholas Evan Pantelopoulos
    2. Sterling James Stires
    2 lawyer answers

    Not only will you have to have a special license, you will likely have to procure a special type of insurance. A qualified insurance broker that is intimately familiar with the maritime industry should be able to direct you in the right direction. The broker would also likely be able to get you in touch with a person who could help you with the licensing requirements.

  5. I have full insurance for my boat and had to be towed back to land after an accident is the cost covered by insurance?

    Answered over 5 years ago.

    1. Gordon Charles Webb
    2. Sterling James Stires
    2 lawyer answers

    This would depend on your insurance policy. There are several types of insurance policies that could cover your vessel. Typically, the cost of salvage (including towage) is borne by Hull & Machinery insurance policy, pursuant to the "sue and labor" clause of the policy. However, if the loss is considered a "wreck removal," then the loss would be covered under the P & I insurance policy. Insurance policies are contracts and contain various exclusions and endorsements. Though most Hull and P&...

  6. Insurance paid $35k in car damages/medical bills, but the injured party is still suing us.

    Answered about 6 years ago.

    1. Sterling James Stires
    1 lawyer answer

    Everything depends on the language of your auto policy. More likely than not, the insurance company will pay for your defense lawyer, separate and apart from the liability limits listed in the policy. The insurance policy is a contract, and the insurance company does not have to pay out more than what is listed in their limits. You should really discuss this with the lawyer that is assigned to you by your insurance company. Even though the insurance company is paying for the lawyer, you are...

  7. Is it legal for a neighbor to injure my pet?

    Answered over 6 years ago.

    1. Laura Mcfarland-Taylor
    2. Sterling James Stires
    2 lawyer answers

    No - it is not legal for somebody to injure your pet. I suggest that you contact the police and your local animal control. Animal Control may give you some tips on how to deal with your neighbor.