Debra Nessa Caligiuri’s Answers

There is a strong presumption that the land is separate, as it was purchased prior to marriage and the title is one name alone. Is your husband's name the only one on the loan as well? However, the community would own an interest in the land, due to the fact that payments were made during the marriage, from you or your husband's earned income during the marriage. I say "would have an interest", as the value of that interest is arrived at through a mathematical formula, and is limited by...

You need to provide official documentation of your successful completion of the steps the Court ordered you to take. If you can, provide your most recent "clean" test. The burden will be on you, to prove you can stay clean and sober. The Court may want to give your daughter time to build back up to the original visitation schedule. So long as you remain on path of sobriety, and prove a reliable, dependable parent, you will be fine. As far as your ex's father, you want to keep the focus...

Your first task is to obtain credible legal and financial information which addresses your specific concerns. Chances are, if you've only been married for 2 years, at least some of your assets were acquired prior to the marriage, or with funds you earned prior to the marriage. If this is the case, you have separate property which your spouse has no interest in. It's important to gather your documentation, showing how title is held, when assets were acquired, etc. With the correct legal...

You need to read the Judgment from your wife's divorce and talk with the prospective lenders. Unfortunately, this is a common problem, and sometimes not anticipated at the time of the divorce. First, check the divorce papers --- was Husband ordered to remove Wife's name from the loan, through an assumption or refinance? If so, the credit report needs correcting to reflect this. If not, do the Court papers say that Husband is fully responsible for payment of the loan? Is your spouse held...