I agree with the above post.
You really should consult with an attorney and see if there is a chance of recovery. If you can recover and the driver was insured, then you may be limited to the driver's insurance policy limits. Do your research and get in touch with a personal injury attorney.
In my opinion, most debt consolidation companies are scam factories. Unfortunately, results like this are common when nonlawyers take it upon themselves to give legal advice. In California, unauthorized practice of law is a crime.
This will be difficult, time consuming, and expensive to deal with through litigation. Have you considered bankruptcy? If you qualify for bankruptcy, then you will be able to discharge this debt and any other unsecured debt that you may have.
At this point,...
It seems that you have a way to contact Discover directly. If you haven't made it clear to them that the debt was discharged in bankruptcy, I would go ahead and do so. They should already be aware, but with large companies, sometimes one section may not be communicating to another.
If you are still having difficulty recovering the refund, then I would look into options for FDCPA violations. Also, if they are reporting the debt as "charged off" instead of "discharged in bankruptcy" on...
To extend upon the answer above. You could have a civil ceremony to make the marriage legal, in the event that the pastor will not sign the documents. You can still have a wedding at The Church in addition to the civil ceremony if that is your preference.
This is actually a heated issue in family law right now. It depends somewhat on the nature of the crime, but I'm afraid that the answer is probably yes.
The case of United States v. Berger, No. 08-50415 (9th Cir., Jul. 31, 2009), illustrates the seemingly unfair liability an innocent spouse might have due to the criminal conduct of his or her spouse. In that case, the Ninth Circuit Court of Appeals determined that the community property, including that portion which otherwise would be...