Mr. Lockhart was unbelievably wonderful. He made my husband and I feel right at home and was available any time we wanted to speak with him. My husband and I felt horrible and embarrassed at having to file bankruptcy, and we were very nervous about being made to feel low and stupid. Mr. Lockhart immediately put us at ease. I have recommended him to many people at my work and in my personal life for their needs. I have had nothing but positive feedback from them as well.