You are almost certainly eligible to file for Chapter 7 and yes, you can keep your retirement funds. You are welcome to call the office at any time for an appointment. 818-507-6000.
There are too many issues here for a simple answer. First issue is whether the store was owned by a person or by a corporation. If it was owned by a corporation, then you are limited to collecting from the property of the corporation. Going after the individual owner is probably not going to work. This sounds like more trouble than it is worth.
You need to read the terms of your agreement with moneygram. They may be responsible for "consequential" damages like the repo fees, but you may have given up your right to receive such damages in the agreement you signed with them. Either way, try the easy route first: write the complaint letter which costs you nothing.
Retirement funds are generally protected. Whether you get to keep the recent contribution depends on whether that contribution was tax deductible. If you contributed more than the "allowed" amount, the excess may be recoverable for your creditors in a bankruptcy case.
Your question is really hard to follow. From what I can tell, however, it is not your employer the cabinet company filing Chapter 13, but rather a builder which is one of its customers. This makes sense since companies, such as your employer, are not allowed to file Chapter 13. Chapter 13 is reserved for individuals and individuals who own companies as sole proprietors only. Anyway, you don't have any relationship with the builder so you have no rights in the builder's Chapter 13. Your...