Emahn Counts's Answers

A store credit card is attempting to collect the difference of a debt settled with a different office. How to respond??

You may be in trouble if you didn't get your settlement in writing - it will be hard to prove what your payment was agreed to be applied to. You may want to hire an attorney to prepare a demand letter to collection agency to get to the bottom of this.

1 person marked this answer as helpful

Can we be sued for deficiency judgment,

Yes. If you are ever served with a summons and complaint you should contact a lawyer to settle the case and make sure the damages are reduced. Or, if you want to settle it now, you could have an attorney that as well, and have a settlement agreement protect you from any future problems. Contact our office if you would like us to help.

How do i obtain personal information of a debtor who owes me money from judgement ordered.

Hire an attorney to skiptrace the debtor's assets, hold a debtor's examination, then garnish his wages and bank accounts, and place liens on his real estate. Contact our office if you would like us to help.

Need legal assistance to get money back i loaned to partner, boyfriend

Since you have a signed contract and bank statements, sounds like you have a good case for breach of contract. Hire a collections lawyer to file a lawsuit and recover the debt for you. Call our office if you would like us to help.

How can I recover monies and product owed to me from someone whom filed bankruptcy?

File a Notice of Claim in the Bankruptcy case. Is this Steve? Contact our firm if you need assistance.

I need to know what the best course of action is, pertaining to a suit that has been brought against me by a creditor.

Probably not. But, you should hire an attorney to settle and dismiss the lawsuit for you so you don't even get a judgment entered against you. Contact our firm if you would like us to take care of this for you.

If the person I plan to marry (female) has bad credit and collectors after them, will they come after me to collect her debit.

Although the general rule is that you are not responsible for your spouses debts incurred before your marriage, I would be very cautious with this situation. For you, I recommend: pre-nup; separate bank accounts; file taxes separately. For her, I recommend she see an attorney to help her settle her credit card debt or file bankruptcy, if necessary. Contact our firm if you need advice on how to structure your financials.

How can I collect a judgment from a debtor who has not paid voluntarily, even after taking him to a small claims court?

Hire an attorney to garnish the debtor's wages, bank accounts, and place liens on his real estate. Contact our firm if you would like us to handle it for you.

The IRS got a 1099 from a collection agency who claimed I owed them money from a 15 year old written off credit card debt. Help?

If you settled the debt for less than you owe, the difference can be considered Income and hence the 1099. If never agreed to settle the debt, you should hire an attorney to prepare a demand letter to get to the bottom of this.