You will need to proceed with a UM claim of your insurance carrier. You will need to obtain proper medical care finish treating and submit a Settlement Demand package once you have finalized your treatment and obtained all records. Good luck.
Medical bills are subtracted. Not sure what you mean by "PIP", but upon settlement, your attorney should negotiate with the medical providers or your health benefit agency (ie Medicare, Kaiser, Doctors on lien, etc) to reduce their bills and subsequently send them a check for the negotiated amount. If medical providers get a wind of a personal injury suit, they will likely place a lien on your case and wait for a settlement for reimbursement. You will ultimately be responsible for the...
Depending on your documentation and witnesses you have a good case but you will need to discuss this with an attorney and in confidence. You will need immediate representation. Good luck.
Edward Ramsey, Esq.
Los Angeles City Law
8889 W. Olympic Blvd
Beverly Hills, CA 90211
You can claim both permanent and temporary damages. Of course it's easier to prove your claim if you have supporting documentation such as medical records, pictures, witness statements etc. However, prosecuting your own case without legal representation is reckless. Consult your case with an attorney.
Depending how extensive your injuries are, you may exhaust one of the insurance benefits you have identified. You will need to comply with statutory medicare lien laws and coordinate your settlement immediately. Good luck and call me if you have any further questions. My office will be open to your questions. Take care.
Depending on your UM policy, you should be covered. If there is no police report, file one! Call an attorney for immediate advice and do not talk to your insurance carrier before Speaking to an attorney. Had a similar case and settled for six figures. Tread carefully.
Edward Ramsey, Esq
This is a definite case you should pursue; however, you will be facing a tough battle as the city roads are controlled and maintained by government entities which will require tactical lawyering and adherence to specific time limitations under the applicable statute of limitations. Your injuries are significant and worth the time to discuss with an attorney that handles personal injury cases such as yours. Hope you heal soon and your post operative physical therapy is swift and fruitful. If...