1.In California insurance follows the vehicle. If your brother's vehicle was insured and you are not excluded by name from his coverage, you are insured.
2. If the police report filed in this matter supports your description of the accident and the DUI status of the other driver, you were not at fault.
3. If your policy provides coverage for medical expenses, that coverage is yours regardless of anything else.
4. If your own vehicle was in a shop or provably unavailable and you were at...
Yes, yuo can make a guess. The way to do it is to ask for a specific amoun tand then add that up to a certain date yuo will agree to limit yuor demand to the policy limit if the policy is tendered in exchange for a release of all claims from you.
I hope tihs helps.
Best Wishes for the Holidays.
I f (1) your father is not "a member of your household" that is he lives separately and (2) was usisng the vehicle with your permission, it should not matter who he was running an errand for , but obviosly if he need the car for his own use and you gave him a one time permission to do so your insuranc ecompany should cover this loss.
Be prepared to prove that he lives at a different address. Collect his utility bills, rental agreement, copy of his driver's license showing an address different...
Have you provided an authorization to your casualty carrier? If so, you allowed them to request and authorized your employer to release the records.
Before you jump the gun request your HR department for the basis on which records were released. Best wishes.
No, this is not a problem. In California atorneys are NOT required to have malpractice ins urance. However, California requires disclosure in writing whether a lawyer has or does not have malpractice coverage.
Unlikely. Your insurance company has a duty to defend you and also a separate duty to indemnify you. This means that they will sure that the other driver receives compensation to the extent of yuor policy limits. Without knowing what limits yuo had (California minimum is 15/30/5) and without knowing what the other driver's injurires are related to this unfortunate accident, it is silly to speculate if your policy will be sufficient. Howevr in over 30 years of practice only few cases succeeeded...
What you observe is what almost eevryone charged with minor criminal offenses observes in the courtroom, aka, the Grinder. While your experiences are typical, some of your questions deserve an answer.
Your attorney is not a person. It is the PD Office. They will not call you back. They will not do your bidding. They are buddy-buddyy with the prosecutor because that is what they are after working hours every day behind the same desk in the same room. They know what they can get away with and...
It is indeed a question of whether or not there was a prsence of drug in your system. However, nothing happened, yet and from what I understand you were not issued a citation. Thus if and when it happens you have nothing to fear about or do to deal with the situation that might not even present itself. Best wishes for the Holidays and please cheer up.
What a bummer. My sympathies. If I had a judgement against you why would I settle unless the present value of money woud equal or exceed the value of money overtime. Tryto engage the attorneys in negotiations by offerring slightly less that your maximum and see where it takes you. But remember to make your periodic payments to avoid the entire amount being called.