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Robert Max Klein
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Robert Klein’s Answers

613 total


  • Can I seek a refund for the full cost of coverage or would it be somehow fraudulent to be reimbursed for what insurance covered?

    I visited a doctor last year and my insurance covered most of the cost. I was disappointed in the level of care I received and left a negative Yelp review for the provider (she had dismissed my medical concerns, misdiagnosed my condition despite c...

    Robert’s Answer

    That is an interesting question in today's digital world. The issue may go beyond the amount of the refund. For the refund amount, I suggest your review your insurance policy to see if there is any language about a refund and a requirement of repayment.

    The other issue is making sure you follow the Federal Trade Commission's rules regarding endorsements. There are rules about stating an endorsement if a paid endorsement. If you change your review after being provided a refund, would it then be considered a paid endorsement? If so, you have to disclose that fact. I am not a lawyer who practices in this area. I am simply raising a possible issue. Hopefully other lawyers with more insight in this area can add their comments.

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  • How to deal with a private insurance claims advocate?

    [Norther California] I was in a car accident recently and the car was totaled. I do not have the room in my house to store the car while it was being inspected so I gave it to a private company that deals with the insurance on my behalf and stores...

    Robert’s Answer

    You may have a claim against the company. It may include fraud. I suggest you contact consumer lawyers in area to see if anyone can assist you.

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  • We are very nervous now about our tax returns and all the work we have done with this firm, is this considered malpractice?

    We have been using the same Accountant for twenty years. They do the payroll for our business. We call in the overtime hours and they calculate the deductions and give us the final numbers. Upon giving an employee a raise we called in the new h...

    Robert’s Answer

    This could be a simple clerical error from a staff member of the accountant or it could be a sign that there are other problems. I suggest getting a referral to another CPA to have your records reviewed to see if the accountant's work is up to the appropriate standard. In order to be malpractice, the work would have to be below the standard of work for an accountant in the Los Angeles area. If the new CPA feels the work in below standard, you should hire a lawyer for your claim.

    In order to deal with your former employee, I agree you should contact your own insurance carrier to see if you have coverage for this type of claim. If so, your insurance carrier will hire a lawyer to defend you. If your insurance does not cover constructive termination, you will need to hire your own lawyer to represent you and/or your business in the lawsuit from your former employee.

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  • WOULD I BE ABLE TO SUE THE HOME OWNER'S INSURANCE?

    I WAS STAYING AT SOMEONE'S HOUSE I HAD MET. DIDN'T KNOW HIM LONG,. FEW MONTHS. THEN. ONE NIGHT, 7 PEOPLE BROKE IN, BEAT AND ROBBED ME. FROM THIS HOME INVASION I INCURRED SEVERAL BROKEN RIBS, BROKEN TAIL BONE, PLASTIC SURGERY HAD TO BE DONE ON RIGH...

    Robert’s Answer

    What you describe is a 3rd party assault. Case law generally states there is no liability on the homeowner because the attack was not foreseeable. If you know of some facts or circumstance making the attack something the homeowner knew was coming, you may have a case and should consult a lawyer.

    Also, find out if the homeowners insurance includes medical payments which would cover some of your medical expenses. I hope you have a full recovery.

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  • Should we hire attorney before interview with insurance company upland

    My mom was struck by a vehicle inside of the Wall-mart parking lot and neither of Wall-mart's exterior surveillance cameras were in order or confirmed by police My mother was in a Wall-mart parking lot walking and pushing a shopping cart heade...

    Robert’s Answer

    I believe 9 out of 10 lawyers never allow a client to provide a statement to another insurance carrier. (There may be times when you have to provide one to your own insurance carrier, but that is not your situation.) The statement will NOT help your mother's case. You hear the insurance carrier say we need to hear your side of the story so we can make the right decision and no matter what you say, they come back and say "Our insured's story differs from your version and since we have a duty to listen to our insured, we are denying your claim."

    Don't give a statement. Talk to a lawyer before talking to the insurance carrier.

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  • Being a co-owner of the car, can I be sued in the event of a bad accident?

    I would like to get out of my auto lease by transferring it to another person. The problem is if I do it I will remain liable for the original contract and remain on the title until the car is returned to the dealer or purchased. It is not looking...

    Robert’s Answer

    You also need the read the terms of your lease agreement. It will likely contain restrictions on making a transfer without the consent of the leaseholder. It may trigger a penalty.

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  • What should she do? What should do or what compensation should she ask?

    My 80+ year old mother was injured on a city bus in September of 2015. The bus driver admitted that it was his fault. Now after all the hospital visits and whatnot a representative of the bus company wants to offer her $1000 dollars for the incide...

    Robert’s Answer

    I agree with you (and the other lawyers who have already responded.) Speaking to a personal injury lawyer in your area will help you decide what would be your mother's best course of action. Please keep in mind one thing: if the bus was a public bus, your mother has to file the correct tort claim form within 6 months of the accident. If she does not file the tort claim form in a timely manner, she may lose any right to seek compensation for her injuries. So now is the time to speak to a lawyer. Most personal injury lawyers, if not all, will offer a free consultation.

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  • Do I have a personal injury claim In a car accident after 3 months.

    I was a passenger in a car accident back in Oct I believe the 27th. I did not seek medical attention right away. I did go a month later because I hurt my shoulder when the driver hit something and the car lost control. She was determined to be at ...

    Robert’s Answer

    Yes. You should reach out and consult with a personal injury a personal injury lawyer who can discuss your case in greater detail.

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  • Can I Sue my coworkers for taking my job illegally.

    I'm an RN in CA. I work in a plastic surgeons office. The two estheticians I work with took over a huge part of my laser job illegally. They were told then shown proof by me from the Board of Cosmetology that oversees them that what they were doi...

    Robert’s Answer

    Rather than going after the small fish, I suggest you talk to a plaintiff's employment lawyer. You may have a case for wrongful termination if it turns out you were fired for reporting an illegal act or illegal activity.

    You may also have a workers comp. case for being injured as a result of being stuck with a dirty needle.

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  • I cant pay for the treatment and I want my old employer to par for it and he wont. What can I do

    It was a slip and fall at work. On a boat.

    Robert’s Answer

    If the slip and fall occurred at work, it appears you have the right to file a workers compensation claim. You should speak to a work comp. lawyer right away.

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