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Howard Robert Roitman

Howard Roitman’s Legal Guides

141 total


  • A liability insurance carrier is not required to pay any money above the liability limits

    You need to contact your insurer as soon as possible and have them attempt to settle the case within policy limits as the others have noted.

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  • Judgments : How long can someone pursue money

    Judgments expire 6 years from the date of their entry

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  • Property damage and injury claims are handled separately

    When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a claim against the insurer for the covered amount of loss as specified by the policy.

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  • How long do I have to get a new attorney

    Technically, you don’t need an attorney. If you don’t have one you will likely not get a recovery.

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  • Common law

    Common law (also known as case law or precedent) is law developed by judges through decisions of courts and similar tribunals (as opposed to statutes adopted through the legislative process or regulations issued by the executive branch).

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  • A PERSONAL INJURY CLAIM: “HOW LONG WILL IT TAKE?”

    There are several parts or stages of a personal injury claim. settlement talks should start when, – the client has reached their maximum recovery and whatever residual problems the client still has are essentially permanent. It offten takes months and sometimes years for cases to resolve.

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  • FINRA's suitability rule

    The major securities industry self-regulatory organizations have suitability rules. You'll find FINRA's suitability rule and links to other FINRA materials concerning suitability in the FINRA Manual on FINRA’s website.

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  • "Selling away" cases

    The executive director of enforcement for FINRA, has said the regulator would be specifically targeting "selling away" cases,

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  • A contingent fee

    A "fee charged for a lawyer's services only if the lawsuit is successful or is favorably settled out of court.... Contingent fees are usually calculated as a percentage of the client's net recovery

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  • Defendants Are Jointly and Severally

    In Nevada, defendants are jointly and severally liable for damages in cases where comparative fault is not raised as an affirmative defense.

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