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Stephen M Trezza
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Stephen Trezza’s Legal Guides

24 total

  • Why Timing is Everything in Bankruptcy Part 2

    The reasons why timing is everything in bankruptcy are miles long. There are so many things to consider when you are thinking about bankruptcy as an option. Dont settle for guesswork. Make sure you discuss your options and understand the consequences of your bankruptcy filing bef...

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  • Timing is Everything in Bankruptcy

    Why Timing is Everything in Bankruptcy Part 1 Many people do not file for bankruptcy until they have almost no other option. But there is always a best time to file for bankruptcy, and understanding when to file is the most important knowledge an individual can possess when they...

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  • Unmarried Couples: Do You Need to Report Co-Habitant’s Income in Bankruptcy?

    A non-marital, romantic cohabitating couple will have to consider several things if one decides to file for bankruptcy. Although cohabitating couples are not considered married, and are therefore ineligible to file jointly, their decisions to file for bankruptcy will have an effe...

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  • The Meaning of Projected Disposable Income in Chapter 13 Bankruptcy

    Those who choose to file Chapter 13 bankruptcy must participate in and complete a three to five year plan in order to achieve forgiveness of any remaining unsecured debt. Although the plan may have some flexibility, and the way a debtor times their bankruptcy will have a great im...

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  • How an Individual Bankruptcy Filing Can Hurt A Spouse

    Married couples considering bankruptcy must make the decision of whether to file individual or joint cases. A joint bankruptcy case is the filing of one petition for both spouses. But if it makes more sense to do an individual filing, can that actually hurt the non-filing spouse?...

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  • What to Ask Your Bankruptcy Lawyer

    What to Ask Your Bankruptcy Lawyer

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  • Rapper to Lose Name in Chapter 7 Bankruptcy

    Rapper to Lose Name in Chapter 7 Bankruptcy Rapper Young Buck filed for Chapter 11 bankruptcy but has now had his case converted to a Chapter 7 bankruptcy. Chapter 11 bankruptcy requires reorganization and a plan to pay back creditors using future earnings. Chapter 7, on the oth...

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  • Can "willful" debt be discharged?

    A bankruptcy court cannot decide an issue that was already decided by another court.Once a case has been won, another court will have to give credit to it, and cannot look into the issues again if they have been decided already. In this case, a woman filed for Chapter 7 bankrup...

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  • E-Filing Bankruptcy Documents & Honesty

    In Re: Antonie, Bk. No. 09-01569-JDP (Bankr. D. Idaho, March. 22, 2011). Companion Blog In bankruptcy court, you or your attorney sometimes have the ability to submit documents electronically. The process saves time and money, but requires honesty.If you lie to the court or ...

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  • What is Venue Shopping, and How Is It Used in Chapter 11 Bankruptcy in Arizona?

    Chapter 11 bankruptcy, the restructuring bankruptcy that is usually reserved for corporations due to its expense and complexity, is often strategic.Many large companies have filed for Chapter 11 and come out relatively unscathed.This requires a great deal of strategy, and one of...

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