Raymond A. Kenney’s Answers

Raymond A. Kenney

Glendale Bankruptcy Attorney.

Contributor Level 9
  1. Bankruptcy-

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Theodore Lyons Araujo
    3. Dorothy G Bunce
    3 lawyer answers

    You may be referring to the term “insolvent” which can be defined as “unable to satisfy creditors or discharge liabilities, either because liabilities exceed assets or because of inability to pay debts as they mature.” LEGAL DISCLAIMER: This answer is offered for informational purposes only. It is not offered as, and does not constitute, legal advice. You should rely only on the advice given to you during a personal consultation by a local attorney who is thoroughly familiar with state...

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  2. Is bankrupcy my best solution?

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Dorothy G Bunce
    3. Theodore Lyons Araujo
    3 lawyer answers

    I agree with the answer above. You should proceed with a credit counseling course from a Court approved provider in your jurisdiction. This will serve two purposes: 1) They can assist you with a debt repayment plan and 2) if you are unable to put together a plan you will have completed a required prerequisite to a bankruptcy filing - the completion of the credit counseling course. That certificate of completion provided by the counseling agency will be valid for 180 days which will be adequate...

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  3. My car is in mine and my dads name. He is the owner and I'm the co-owner. It should be paid off in Feb or March.

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Brett D Weiss
    2 lawyer answers

    I think your question is still unclear. I do not see it as you as making a gift to your dad if his name is taken off the title I see that as a gift from him to you. You do not state what debt you owe that you are concerned with. If it is a debt unrelated to the car and the creditor obtains a judgment they may come after all of your non-exempt assets. You should confer with an experienced bankruptcy attorney in your jurisdiction. You will want to explain what debt it is that you are referring to....

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  4. I received a notice from an attorney stating that the client they represent has filed a judgement against me. I noticed

    Answered over 3 years ago.

    1. Teri A. Walter
    2. Raymond A. Kenney
    3. Eric B. Dick
    3 lawyer answers

    There are jurisdictions which allow for service by mail and or publication if the Plaintiff/ Petitioner has made a reasonable, good faith effort to locate the prospective Defendant/Respondent. You should rely only on the advice given to you during a personal consultation by a local attorney who is thoroughly familiar with state laws and the area of practice pertaining to your matter. You should seek this advice as soon as possible in order to determine if you have been effectively served....

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  5. I previously filed a ch. 7. 7 yrs. later I filed 13. My atty converted before 8 yr lapse, I was denied a discharge. Can I refile

    Answered over 3 years ago.

    1. Thomas R. Morris
    2. Raymond A. Kenney
    3. Dorothy G Bunce
    4. Mitchell Paul Goldstein
    4 lawyer answers

    You do not state how long ago all of this occurred. This is a key piece of information that is missing. Please provide approximate dates of the above described events. LEGAL DISCLAIMER: This answer is offered for informational purposes only. It is not offered as, and does not constitute, legal advice. You should rely only on the advice given to you during a personal consultation by a local attorney who is thoroughly familiar with state laws and the area of practice pertaining to your matter....

    2 lawyers agreed with this answer

  6. Does my legally separated spouse have control of medical decisions if something happens to me?

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Monica H Donaldson Stewart
    3. Theodore W. Robinson
    3 lawyer answers

    Now that you are legally separated it would be beneficial for you to meet with an experienced attorney to review your Estate Planning documents (will, health care directive etc. ) which can include the drafting of a medical power of attorney in which you may grant someone the power to make medical decisions on your behalf. Raymond Kenney is licensed to practice law in Arizona and is an experienced bankruptcy attorney. His phone number is 623-234-3536 his email address is ray@rkenneylaw.com....

  7. Is the last will & testament still valid?

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Lonnie K McDowell
    2 lawyer answers

    After six years it would be wise for your mother to have her entire set of estate planning documents reviewed by a different attorney. The estate tax laws have changed significantly since 2005 so it would be wise to have everything reviewed regardless of the attorney issue you raise in your question. LEGAL DISCLAIMER: This answer is offered for informational purposes only. It is not offered as, and does not constitute, legal advice. You should rely only on the advice given to you during a...

  8. Should I file my taxes before or after I file BK. I get back earned income credit? We need it to live on.

    Answered over 3 years ago.

    1. Jason Scott Treguboff
    2. Raymond A. Kenney
    3. Theodore Lyons Araujo
    3 lawyer answers

    I agree with both of the answers previously posted and whole-heartily agree that it is best that you seek legal advice before you proceed with the filing of your bankruptcy. If you are filing a Chapter 7 you should discuss the tax filing issue with counsel before you file and if you plan to file Chapter 13 you really should seek representation. Raymond Kenney is licensed to practice law in Arizona and is an experienced bankruptcy attorney. His phone number is 623-234-3536 his email address...

  9. What does a 'garnishe' lawyer do? how long does it take? what kinds of expenses are invovled to take garnishment action?

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Steven Alan Fink
    2 lawyer answers

    You state that the garnishment has been sanctioned by the Court by this do you mean that you already have a valid Arizona judgment against which you are seeking to collect? Have you conducted an examination of the judgment debtor at a Judgment Debtor Examination? Have you already filed a Writ of Garnishment? If those steps have already been taken your expenses should be minimal. Raymond Kenney is licensed to practice law in Arizona and is an experienced bankruptcy attorney. His phone number...

  10. Tax refund and Chapter 7 BK

    Answered over 3 years ago.

    1. Raymond A. Kenney
    2. Dorothy G Bunce
    2 lawyer answers

    Arizona does not provide a wild card exemption. You may review many of Arizona's exemptions at Ariz. Rev. Stat § 33-1126 – 33-1132. Raymond Kenney is licensed to practice law in Arizona and is an experienced bankruptcy attorney. His phone number is 623-234-3536 his email address is ray@rkenneylaw.com. More information about Raymond Kenney’s professional qualifications may be obtained at the website: http://www.rkenneylaw.com LEGAL DISCLAIMER: This answer is offered for informational...