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Michael J Zdancewicz

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About Me

I have been practicing law in Arizona since 1988.  I was born and raised in northeastern Pennsylvania, attended the Pennsylvania State University; and obtained my undergraduate degree at the University of Alaska-Fairbanks.  I earned my law degree, cum laude, from the Gonzaga University School of Law in Spokane Washington.

I worked in law firms and as a sole practitioner.  I have represented private and public corporations, individual creditors and debtors, government agencies, local, regional and national financial institutions.  I have experience representing a wide base of client interests.  My practice is now focused on creditor’s rights and commercial litigation. 

Early in my career, I gained significant knowledge representing federal agencies in all aspects of closed-bank litigation. I have considerable experience with the enforcement of debt instruments; foreclosure and receivership of real property. I have represented creditors, debtors and trustees in proceedings under Chapter 11 and Chapter 7, and receivers appointed in Federal Court to collect judgments arising out of securities litigation.  I have represented contractors and suppliers in all aspects of construction litigation.  I have successfully asserted bond claims against sureties and pursued lien foreclosure litigation on behalf of suppliers and contractors.

I understand the parties’ issues and concerns, and have the experience to offer solutions.  My ability to offer creative solutions comes from representing clients for over twenty two years and seeing issues and resoling them from multiple points of view.

I have appeared in the United States Bankruptcy Court for the District of Arizona, in the United States District Court for the District of Arizona, the Ninth Circuit Court of Appeals, the Arizona Court of Appeals, and the Superior and Justice Courts throughout the State of Arizona.  I earned an AV Peer Rating, the highest, from the Martindale-Hubbell legal directory, which is defined as: "Very high to preeminent legal ability and very high ethical standards as established by confidential opinions from members of the Bar."  I attended the Arizona College of Trial Advocacy (1992) and was a speaker for Lorman Seminars, Advanced Collection Techniques (November 2004); Collection Practices in Arizona (November 2005).


Practice Areas


  1. Litigation: 40%
    27 years, 200 cases
  2. Debt Collection: 20%
    27 years, 500 cases
  3. Bankruptcy & Debt: 20%
    27 years, 150 cases
  4. Business: 10%
    27 years, 50 cases
  5. Foreclosure: 10%
    27 years, 50 cases



Hourly ($225-350/hour), Contingent (25-45%), Fixed (Sometimes), Retainer (Always)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

4 total 

  • Russell Louis Mikow

    I endorse this lawyer. I have worked with Michael on numerous commercial collection cases over the past years. He always provides high-quality, dedicated legal representation for matters both large and small. He is my "go-to" co-counsel in Arizona! I highly recommend him to any creditor in need of commercial collection counsel.


    Russell Mikow Litigation Attorney
    Relationship: Worked together on matter

  • Daniel John Spilotro

    I have referred several matters to Michael and his firm over the past few years. He is well versed in the law and communicating timely with others. In addition, you will be hard pressed to find a nicer person. I highly recommend him for your commercial litigation and bankruptcy needs.


    Daniel Spilotro Litigation Attorney
    Relationship: Worked together on matter

Contact Info

Windtberg & Zdancewicz, PLC

7551 South Willow Drive
Suite 102
Tempe, AZ, 85283


AZActive 198805/24/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Award NameGrantorDate Granted
AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2012
AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2011
AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2010
AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2009
AV RatedMartindale-Hubbell2005
Manders Foundation ScholarshipManders Foundation Scholarship Recipient1988
Work Experience
TitleCompany NameDuration
AttorneyWindtberg & Zdancewicz2012 - Present
AttorneySchneider & Onofry, P.C.2009 - Present
AttorneyMichael Zdancewicz, PLLC2004 - 2009
AttorneyGerstman and Zdancewicz, P.C.1998 - 2004
Instructor - Real EstateLamson College1997 - 1997
AttorneyMichael Zdancewicz, P.C.1995 - 1998
AttorneyDillingham Cross, P.L.C.1995 - 1995
Law Clerk, Honorable Melvyn ShelleyArizona Court of Appeals - Division I1988 - 1989
AttorneyKalish, Forrester & Torres, P.C.1988 - 1995
Law ClerkDepartment of Justice - United States Attorneys Office - Eastern District of Washington1986 - 1988
Correctional OfficeState of Alaska1983 - 1985
Association NamePosition NameDuration
Paz de Cristo Community Center.Board of Directors2012 - Present
Tempe Sister CitiesSupporter2010 - Present
Commercial Law League of AmericaN/AN/A
Maricopa County Bar AssociationN/AN/A
State Bar of ArizonaN/AN/A
School NameMajorDegreeGraduated
Gonzaga University School of LawLawJuris Doctorate1988
University of Alaska - FairbanksJustice StudiesBachelor of Arts1984
Speaking Engagements
Conference NameTitleDate
State Bar of Arizona, CLECollection Law: Debtors, Assets & Judgments2013
Foreclosure Defense Essentials CLEForeclosure Defense Essentials2012
Collection Law: Debtors, Assets and JudgmentsCollection Law: Debtors, Assets and Judgments2012
SeminarColections: The Good, the Bad the Profitable2011
Collection Practices in ArizonaCollection Practices in Arizona2005
Advanced Collection TechniquesAdvanced Collection Techniques2004