Christopher J Zachar’s Answers

Christopher has answered 74 questions

• Do I have UM coverage in Arizona?

  Asked by a user in Tucson, AZ - 11 months ago.

  You may very well be entitled to make UM claims under these other policies. You will be limited to the per person limit, which means a total of $100k as opposed to $200k

  10 lawyers agreed with this answer

• Rental car totaled in accident where I was not at fault. What should i expect to have to cover?

  Asked by a user in Scottsdale, AZ - about 1 year ago.

  Essentially, you are correct. You should not have to pay a cent if all of your information is true. That does not mean however that the insurance company for the other driver won’t try to...

  9 lawyers agreed with this answer

• Is it normal to have a lawyer and has been almost 2 mo since the accident , the person who hit us insurance has not accepted lia

  Asked by a user in Mesa, AZ - 7 months ago.

  It is not unusual, but what is your lawyer doing about it? The adverse insurance is not required to make a claim determination. Ever. They can ignore you if they want. That is what...

  8 lawyers agreed with this answer

• What do I do when I filed claim with person that hit me insurer, but now they can't get in contact with THEIR client?

  Asked by a user in Surprise, AZ - 3 months ago.

  Unfortunately, the other side’s insurance company has no duty to treat you fairly. They can ignore you altogether. If that happens, your recourse is a lawsuit against the person who hit you

  7 lawyers agreed with this answer

• What is a med pay offset ?

  Asked by a user in Phoenix, AZ - 3 months ago.

  This is a multi-part answer: 1. If a driver of another car causes an accident, and f you make a claim for medical payments under your policy, so long as the amount you receive does not exceed $...

  7 lawyers agreed with this answer

• How long does it take to receive check after Auto Accident Injury claim was settled( already been a month since settled).

  Asked by a user in Tempe, AZ - over 1 year ago.

  Is this a case you settled on your own, or did you have an attorney. There is no GOOD reason for it to take 30 days. You should have had a check by now

  7 lawyers agreed with this answer

• I was rear ended at a stop lite,I used my med pay to pay for med costs. Does the other insurance company reimburse me .

  Asked by a user in Phoenix, AZ - 7 months ago.

  You have the right to make a claim with your own insurance company for the med pay, and you can still submit all of your bills to the insurance company for the responsible driver to pat AGAIN. The...

  6 lawyers agreed with this answer

• What dose it mean for me in the state of az if I was a victim of an accident and his insurance company only wants to settle 50%

  Asked by a user in Buckeye, AZ - about 1 year ago.

  The adverse parties are claiming that you are 50% at fault for the incident and your injuries I would have to see the police report to be able to offer you more advice or thoughts

  6 lawyers agreed with this answer

• In personal injury cases involving "only emotional distress", is a Defendant entitled to discover Plaintiff's medical records?

  Asked by a user in Gilbert, AZ - 8 months ago.

  The simple answer: No. If the defense can reasonably attribute a request to a particular issue, then they might be able to “fish” a little bit. But, seeking completely unrelated pre-existing...

  5 lawyers agreed with this answer

• How many years back is reasonable when requesting medical records from a Plaintiff in a personal injury claim?

  Asked by a user in Phoenix, AZ - 9 months ago.

  It really depends on the medical condition at issue.

  5 lawyers agreed with this answer

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