Homeowners insurance will typically pay if a homeowner has been “negligent” in some manner.
If this is involved here, then perhaps there is a claim.
Homeowners doesn’t pay automatically, just because one gets hurt on anothers property.
If she was not working for an employer at the time, it sounds like your only recourse is to sue her. Small claims court is for claims under $10,000 in value.
If more than this, then Superior Court is your venue.
This is a normal circumstance.
The affidavit of no other insurance sounds proper.
Generally, they don’t ask for a “list of assets”, but rather, are content with you stating that you have no assets which could be used to satisfy a judgment.
To be safe, you should consult with counsel. Possible, your insurance company could assist you here.
Salvage title or not, your car had a “fair market value “ before it was hit.
What was that “fair market value”?
That is the question to be answered. Once you know that, you should also have your answer as to how much the insurance company should be paying
What can you do when the other side's insurer is dragging things out?
1. Talk to an experienced attorney regarding your case;
2. If you have your own insurance, see if that is an option;
3. If the case is significant enough, consider filing a lawsuit (that will get their attention).
None of these are pleasant circumstances. The insurance company adding insult to your injuries makes it more unpleasant.
Learn your rights and make the best decisions based upon that.
Keep in mind: The percentage is often negotiable.
Most importantly, you want 1) an experienced injury lawyer 2) who is a trial attorney.
Unless the insurance company know your attorney is willing and capable of fighting for you, with a lawsuit if needed, hot can you ever really expected them to get serious about offering fair money to settle your case?
Insurance company’s don’t really like lawsuits, but if they know that your lawyer is not a trial attorney, they have leverage to...
Dentists are no different than any other professional. If the commit malpractice, they can be held accountable.
However, malpractice does not simply mean an error. Malpractice occurs when your medical professional 1) violates a standard of his/her specialty, and the mistake 2) results in injury.
I hope this explanation helps.
This information is far too vague.
How long did the treatment last? Were there any pre-existing conditions? Any similar pre-accident treatment? What is the problem with your wrists? Is it limiting on your activities or lifestyle? Getting better or permanent? For the future care, what will be the cost and how much will be needed, and over what period of time?
There are too many variables for any real personal injury attorney to give you a figure here.