Christopher J Zachar’s Answers

Christopher J Zachar

Phoenix Personal Injury Lawyer.

Contributor Level 17
  1. Is it true that in Arizona, the insurance company won't accept diagnosis by a Chiropractor even though xray shows injury?

    Answered 11 months ago.

    1. Nisha Darlene Noroian
    2. Kevin M Garrison
    3. Christopher J Zachar
    4. Carl Engstrand
    5. Christian K. Lassen II
    6. ···
    9 lawyer answers

    No, that is not true. Chiro care is recognized--sometimes skeptically, but it is valid.

    16 lawyers agreed with this answer

  2. Drunk driver totaled my truck, ran over a city electric box,then backed into another car. How do ins. co decide who gets paid?

    Answered 11 months ago.

    1. C. Andrew Campbell
    2. Randal Lee Hutson
    3. Dennis M. Abrams
    4. Christopher J Zachar
    5. Abdul Jaiteh
    6. ···
    9 lawyer answers

    Ok. Some clarification. If at fault driver has minimum limits, it is 15/15/10. That means: Maximum of $15,000 to any one person for bodily injury; Maximum of $30,000 for ALL people injured; $10,000 for property damage. So, if you were the only one hurt, you can get up to $15,000 for your injury claim and your share (pro data) of the property damage coverage.

    12 lawyers agreed with this answer

    1 person marked this answer as helpful

  3. If im driving an unregistered and non insured vehicle and someone hits me can I file a claim with there insurance

    Answered 12 months ago.

    1. Christopher J Zachar
    2. Eric W Robinson
    3. Lee Alan Thompson
    4. Samuel Cohen
    5. Christian K. Lassen II
    6. ···
    6 lawyer answers

    Yes. The fact that your bike was not registered and/or not insured is of no consequence in Arizona, if the other driver was at fault.

    11 lawyers agreed with this answer

    1 person marked this answer as helpful

  4. Do I have UM coverage in Arizona?

    Answered over 2 years ago.

    1. Gary A Kester
    2. Hesam Alagha
    3. Richard Gaxiola
    4. Christopher J Zachar
    5. Howard Robert Roitman
    6. ···
    7 lawyer answers

    You may very well be entitled to make UM claims under these other policies. You will be limited to the per person limit, which means a total of $100k as opposed to $200k

    11 lawyers agreed with this answer

  5. Should my sister be willing to file an insurance claim since her dog bit me?

    Answered 10 months ago.

    1. Anne Brady
    2. Christopher J Zachar
    3. Jeffrey Mark Adams
    4. John L. Schroeder
    5. Michael R Crosner
    6. ···
    10 lawyer answers

    No harm in submitting a claim here to your sister’s homeowner’s insurance. I am not sure this will be a covered loss, as you resided in her home.

    10 lawyers agreed with this answer

  6. Does cashing a check from the at-fault insurance company mean that I accept their terms?

    Answered 11 months ago.

    1. Christopher J Zachar
    2. David Ian Schoen
    3. Christian K. Lassen II
    4. Shoshana Kunin-Leavitt
    5. John L. Schroeder
    6. ···
    8 lawyer answers

    My opinion is, if the check contains "full and final" language, then the property damage settlement may be final

    9 lawyers agreed with this answer

    1 person marked this answer as helpful

  7. Will my Underinsured Motorist coverage cover additional losses beyond the other parties' liability limit (Arizona)?

    Answered 11 months ago.

    1. C. Andrew Campbell
    2. John P Ager
    3. Carl Engstrand
    4. C. Donald Briggs III
    5. Lars A. Lundeen
    6. ···
    12 lawyer answers

    You are exactly right. In Arizona, that is how UIM works

    9 lawyers agreed with this answer

  8. Rental car totaled in accident where I was not at fault. What should i expect to have to cover?

    Answered over 2 years ago.

    1. Ben Frank Abbott
    2. Christopher J Zachar
    3. Thomas John Cesta
    4. Paul Michael Veillon
    5. Christian K. Lassen II
    6. ···
    7 lawyer answers

    Essentially, you are correct. You should not have to pay a cent if all of your information is true. That does not mean however that the insurance company for the other driver won’t try to bend, twist and change the facts to try and make it look like you were at fault In my opinion, you should consult with an experienced PI attorney in your area as soon as possible. Good luck

    9 lawyers agreed with this answer

  9. What can we do about a wrongful death lawsuit? Any help knowledge or referrals greatly appreciated!

    Answered 4 months ago.

    1. David J Don
    2. Christopher J Zachar
    3. Mark A Kille
    4. Kendra L. A. Stephen
    5. James Otto Heiting
    6. ···
    7 lawyer answers

    A person has the right to sue police officers for a wrongful death, but there are very specific time frames to do so. Given the fact this occurred almost a year ago, you should seek the advice of a Phoenix lawyer experienced in police shooting cases, as soon as possible.

    8 lawyers agreed with this answer

  10. Is it normal to have a lawyer and has been almost 2 mo since the accident , the person who hit us insurance has not accepted lia

    Answered about 2 years ago.

    1. Geoffrey Trachtenberg
    2. Christopher J Zachar
    3. Thomas John Cesta
    4. Frederick Charles Thomas
    4 lawyer answers

    It is not unusual, but what is your lawyer doing about it? The adverse insurance is not required to make a claim determination. Ever. They can ignore you if they want. That is what attorneys are for. If warranted, an attorney working for you can file a lawsuit and MAKE THEM come to the table. Ask your attorney: What are your intentions here?

    8 lawyers agreed with this answer