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Peter Brian Mullison

Peter Mullison’s Answers

5 total

  • Is it possible to buy a car after filing for bankruptcy?

    I'm filing for bankruptcy and I definitely need another car. I was looking to purchase the car after my filing date, but I don't know if I can buy a car after doing that. is it possible or do I have to wait a certain amount of time?

    Peter’s Answer

    If I file your chapter 7 bankruptcy on Monday, by Friday your mailbox will be full of invitations from local dealers for you to visit them and let them put you into a new (probably used) car. Keep in mind that the interest rates on these loans will be ridiculous, likely in the high teens or low twenties. I encourage clients to wait at least a year before acquiring any new debt.

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  • If a company has pushed a garnishment through and started taking money without notification, is it possible to counter sue?

    A company filed suit last year in the county I live in and claimed they served me papers and that I refused to respond. A judge ruled in their favor over a year ago and they just now started to push a garnishment through without notifying me. I fi...

    Peter’s Answer

    The first thing you want to look at is the proof of service, which you'll find at the court house. They provides the information about where and to whom the lawsuit was served. You'll have to show that it wasn't you who was served. You'll also have to show that it wasn't served on someone who could receive service for you, like a family member living with you. Conversely, the creditor will need to bring the process server to court to testify who he or she served. If the creditor can't bring that person in, I'd say there's a good chance you can get the creditor's case dismissed. Truly, though, you should consider talking to an attorney in person.

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  • Where do i find a cheap attourney for wichita ks

    I need a bankruptcy lawyer for my corporation, also for my personal family, can you help find one at low cost in the wichita ks area?

    Peter’s Answer

    You should contact your local bar association or the state bar association. If your income is low enough, you may qualify for free or low-cost legal services.

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  • I've decided to file Bankruptcy...

    My attorney told me stop paying my creditors now. When they start calling for why I haven't paid my bill, can I just tell them I'm filing Bankruptcy and hang up or do I have to explain anything to them? Also in the mean time can they try to garn...

    Peter’s Answer

    The only way to get them to stop calling you is to send them a letter asking them to stop. You do not need to explain to them that you are filing bankruptcy. In fact, you do not need to talk to them at all, other than to try and negotiate repayment terms. The letter will not stop them from moving forward with a lawsuit, however.

    In general, creditors can only garnish your wages or bank account after they have filed a lawsuit and been awarded judgment by the court.

    Of course, bankruptcy will stop their lawsuit and garnishments.

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  • Business Chapter 7 - Trying to be forced there by a credit whom we have a large suit against so they can kill the case

    Have a small business and a wrongful judgment against us by a #%@$%$. Anyway, they were unable to collect and we appealed. The issue is that we have a sizable fraud, theft and conspiracy case against them now set for trial in a few months. We ...

    Peter’s Answer

    Chapter 7 bankruptcy is not available to businesses. See Bankruptcy Code Section 727(a)(1). Chapter 7 bankruptcy discharge is only available to individuals.

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