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Chad Devin Points
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Chad Points’s Answers

19 total


  • Can the at-fault car insurance refuse to pay for damages because the injured refused to speak to them?

    My car was rear ended and I am injured. The at fault car insurance wanted to speak to me and recorded our conversation. I rejected it. The adjuster blamed me not to corporate with him to investigate the car accident. I told him to look at the poli...

    Chad’s Answer

    Yes. The insurance company is in the business of collecting premiums and making money, not paying claims. This type of action is the first clue that you need an attorney. Don't make the mistake of wasting your time playing the insurance company game. Use the lawyer find tool here on Avvo or do your own research and find yourself a Texas Board Certified Personal Injury Trial Lawyer as soon as possible. Do not speak to the insurance company any longer. Don't waste any more time and don't put any possible recovery at risk. Hire the right lawyer.

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  • Some one hit my car

    My car was parked in the apartment complex parking lot, someone hit the car we called the police to report the accident. the police said " we can't do anything because its parking lot!". we have the person information, what should i do next ? how ...

    Chad’s Answer

    You need to contact your insurance company and give them all the information you have on the other driver. If you have insurance information for the driver that hit you, make a claim through their insurance company. Good luck.

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  • What will a adjuster offer as a settlement since there was no lost wages this was a auto accident

    the other driver admitted fault I completed therapy 5 weeks 3days aweek and my auto has been repaired

    Chad’s Answer

    You need to hire a Board Certified Personal Injury lawyer to help you. Time after time folks just like you call our office for help after they have devalued their case by trying to play lawyer. This is a serious matter and you need to take it seriously by hiring a lawyer. Use the find a lawyer tool on this site to help in your search. Don't delay another minute!

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  • Statute of limitation on personal injury Texad

    My brother was involve in an at fault car accident on September 02, 2012. At the time of the accident, he received a ticket for traffic violation as the cause of the accident. On September 2, 2014, the other party involve in the accident"the Plain...

    Chad’s Answer

    If your brother had liability insurance he should turn the petition and citation over to his car insurance company immediately. If not, the other answers you have received are accurate.

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  • Can I still get in trouble for a hit and run when I was a minor?

    I was in a hit and run accident when I was 15 I am 24 now I hit some truck while it was hailing one day the guy didnt have his lights on so I couldnt see him but I didnt have a drivers license at the time and I took off but I may have mentioned it...

    Chad’s Answer

    This is really a criminal law question not a car accident question. You should try and re-post in that section of the site. Best of luck.

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  • Can she sue?

    my 3 friends and I were in an car accident, in another persons car. The owner of the car was not present but willingly gave her keys to the driver. She does not have insurance on the car either. She is now trying to sue us for the damages. Even th...

    Chad’s Answer

    Certainly she can sue the driver. Unless the passengers did something to cause or contribute to the cause of the wreck she will not have a cause of action against them.

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  • I was involved in an accident (no injuries) that was caused by the other driver. His insurance will not except responsibility.

    The other driver received a citation for failure to yield right of way. He has failed to contact his insurance company or return their calls. My vehicle cannot be driven and I have had a rental for 4 weeks. Rental contract expired 01/17 and now I ...

    Chad’s Answer

    You should just allow your insurance company to take care of it on your behalf. Your insurance company will also likely recover your deductible for you.

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  • What are the differences in the judicial process when you sue your own insurance company after filing an uninsured motorist clai

    I know that when I filed - even though my policy doesn't allow it - i got a rental car - for free. What else is different about the situation - when your insurance company assumes the role of the at fault driver?

    Chad’s Answer

    The law in Texas makes it very difficult for you to handle a case like this without an attorney. Contact a Board Certified Personal Injury Attorney to help you. The consultation will be free and you can save yourself lots of time. Information is power, so educate yourself. All my best.

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  • Would I need to hire an attorney when I was severely injured and my car was totaled by an uninsured driver?

    Accident 4/4/14 resulted in my 2012 Infiniti being totaled and my having surgery 4/18/14 involving a metal rod and screws placed in my left clavicle. Driver of 2012 Mercedes caused the wreck made false statements to the police and gave false info...

    Chad’s Answer

    The person may very well have insurance. Do you have uninsured motorist coverage? You need to consult with a Texas Board Certified Personal Injury Attorney right away because you are involved in a very complex situation.

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  • Can I sue for a hit and run, and if so, can I sue the freight company that the truck is owned by?

    Today, my wife was the victim of a hit and run while driving to work. She had an 18-wheeler owned by a Texas refrigerated freight trucking company in front of her. I suppose he decided that he couldn't fit under the overpass, and put his truck ...

    Chad’s Answer

    First, that must have been terrifying for your wife and I hope that her injuries are not too severe. Yes you can sue the trucking company. You should discuss the situation with a Board Certified Personal Injury Trial Lawyer as soon as you are able. Trucking cases are far more complex that a typical motor vehicle case and you will need know-how and experience to maximize the value of your case.

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