Adverse possession in Texas is governed by statute in Sections 16.021 through 16.034 of the Texas Civil Practices and Remedies Code. Generally there are four periods of that govern adverse possession in Texas. There is three-year period, a five-year period, and a ten-year period. I have included link to a well-written article about adverse possession in Texas. In the event you believe you have a valid claim for adverse, I recommend that you contact a Texas Real Estate lawyer today.
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I agree with the first contributor. First you need to determine if your mother is on the deed. If she is on the deed. If she is not on the deed, then she is just guaranteeing the loan and she does not have ownership in the property. You should review the copies of the documents you signed at the closing of the refinance to verify this. If she is on the deed, you can execute a deed from her to you. The deed will need to be recorded in the real property records in the county where the...
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Amber makes some great points. I would do the following: 1) Review all the inspection reports you paid for in the purchase process. You should have copies of these. If not, your realtor or the title company might have copies. You can contact the title company and ask them to pull the file out of storage. This normally takes a few days, then you need to physically review the file to see what reports were provided or purchased. 2) Call your insurance agent and ask them to run a prior...