Have you gone back to the doctor that did your previous surgeries? Has an MRI or CT scan been performed after you were rear ended? Scans may show new injuries to your spine. A case like this can get complicated. Find a good lawyer. It will be well worth it in the end.
It's always tougher to deal with an insurance carrier when there is a delay in treatment. The most important issue is your health. Find out what's wrong and get treated. I think it's time for you to get an attorney on board! It will be the best way to obtain a full recovery.
You should have been given a settlement breakdown setting out the gross settlement, fees, expenses etc. Ask to see how your money was disbursed. Your current lawyer should give you this information. If he doesn't, you need new counsel
I think it's very important to get a qualified lawyer to help and protect you at this juncture. They will help you deal with both the defendant's and your insurance carrier. Good luck to you and the law firm you hopefully sign up with!
Check Kelly's Blue Book on line to see the current value of your vehicle. Certain extras......leather interior, sun roof, etc. often increase the value. Unfortunately, a vehicle depreciates as soon as you drive it off the dealer's lot. You can settle your property damage claim without settling your claim for personal injuries. The value of your PI claim depends on how serious your injuries are.....broken bones vs. soft tissue injuries. Did you go to the ER immediately following the accident? Do...
If you were on the phone and this is documented in the police report, by any witnesses to the accident, or via a conversation you had with the driver of the other vehicle, your insurance carrier will likely want to settle the claim prior to litigation. I am assuming that a lawsuit has not been filed by the plaintiff at this juncture. If the claim can't be settled, your carrier should pick up the costs associated with your defense. Hope this proves helpful.
Personally I would want a Dallas lawyer who is familiar with the local judges. If a lawsuit is filed, it will be easier and more cost efficient to have local counsel. This is just my personal preference.