Richard Emory Mcgary's Answers

Richard Emory Mcgary
Dallas Litigation Lawyer.
Contributor Level 8

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Attorney answers:

  1. Richard Emory Mcgary
  2. Lars A. Lundeen

Exception from insurance company on totaled vehicle

Asked by a user in Tyler, TX - almost 3 years ago.

A lot depends upon the terms of your policy. Generally, under the Texas Standard Auto Policy, all you are entitled to recover is the "ACTUAL CASH VALUE" of the vehicle. This means fair market value, i.e. what a willing purchaser would pay and a willing seller would sell with neither party being under a compuntin either to buy or sell. Essentially, it is the purchase price of the car less depreciation. NADA and "other" value guides are a general average. Yor vehicle may be in better...

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  1. Richard Emory Mcgary
  2. Richard Lawrence Shea

Does TX have a specific legal form to use as DISCLAIMER of beneficiary on a life insurance policy?

Asked by a user in Houston, TX - almost 3 years ago.

Be very careful of trying to draft legal documents for yourself, especially documents to be filed in Probate Court. The disclaimer contained in Sectin 37a of the Texas Probate Codeis an IRREVOCABLE disclaimer. It must contain specific language and be filed within a set length of time. Also, YOU MAY NOT EXERCISE ANY CONTROL OVER THE DISCLAIMED PROPERTY. If you do, the disclaimer is wholly ineffective. The Section 37A Disclaimer is a way for you to refuse all or part of property that would...

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  1. Richard Emory Mcgary

Can I sue a dealer ship for using my down payment for a trade-in instead of refunding it when loan fell through?

Asked by a user in Houston, TX - almost 3 years ago.

Everything always turns on the terms of the contract. If the contrac provides you get your down payment back should the loan not be approved, you get your down payment back. The problem is they have your money and you want it back. You can write them a demand letter but (based upon what you have stated) they will probably ignore it. More than likely, you need to hire an attorney to make a demand. If suit is required, your attorneys' fees are recoverable. NOTE: THE FOREGOING DOES NOT...

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Tenant that is not cooperating with move out procedures

Asked by a user in Keller, TX - almost 3 years ago.

If the lease gives the tentnat the right to move out July 31, 2009, you cannot move their possessions to the garage. Their lease gives them the right to peaceful possession of the property. Depending upon the terms of your lease, you may be able to have the yard mowed and do whatever the HOA is requesting and charge the tenant the cost. Without seeing the lease, no one can tell. Right now, you appear to have a bad situation. Don't make it worse by engaging in an act of self help. Wait...

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Attorney answers:

  1. Richard Emory Mcgary
  2. Pamela Koslyn

I signed contract i was told was permission to talk with my insurance com. but said i was obligated to use them r pay 30%.

Asked by a user in Dallas, TX - almost 3 years ago.

My suggestion is to contact a local attorney to discuss the matter. Make sure you take the contract with you. There are a lot of unanswered questions in your posting. I agree with Ms. Koslyn that you may be able to argue you were defrauded into signing the contract but this is not an easy task. Nevertheless, when people realize they are going to have to deal with an attorney as opposed to some unwitting homeowner, this may be resolved very quickly. NOTE: THE FOREGOING DOES NOT CONSTITUTE...

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What is the cap in reference to salary for child support in Texas?

Asked by a user in Houston, TX - almost 3 years ago.

Generally speaking, The Texas Family Code contains guidelines for the computation of child support. The guidelines are specifically designed to apply to situations in which the obligor's monthly net resouces are $7,500.00 or less. In such cases, the court presumptively applies the following schedule: 1 child - 20% of Obligor's Net Resources 2 children- 25% of Obligor's Net Resources 3 children - 30% of Obligor's Net Resources 4 children - 35% of Obligor's Net Resources 5 children -...

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Attorney answers:

  1. Richard Emory Mcgary
  2. Jason Brandt Stephens
  3. Lars A. Lundeen

If Driver A is at fault and Driver B accepts the insurance settlement, can Driver B's passengers still sue?

Asked by a user in Texas - almost 3 years ago.

Generally speaking yes Driver B's passenger can still sue Driver A, as well as Driver B. If I were representing the passenger, I would sue both. The only way the passenger would not be able to sue is if Driver B somehow had the authority to release the claims of the passenger against Driver A.

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  1. Richard Emory Mcgary

Should I be worried or seek legal advice?

Asked by a user in New Braunfels, TX - almost 3 years ago.

If you have insurance, I would notify the insurance company of the "claim" being made against you. It's why you hae insurance in the first place. Let them deal with this person. Also, failure to notify an insurance company of a claim may have adverse consequences. If you do not have insurance, you will definitely need legal counsel if they do file suit. NOTE: THE FOREGOING DOES NOT CONSTITUTE LEGAL ADVISE OR THE CREATION OF AN ATTORNEY-CLIENT RELATIONSHIP BUT IS FOR PURPOSES OF LEGAL...

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Mover holding my belongings hostage

Asked by a user in Harlingen, TX - almost 3 years ago.

You need to find a lawyer familiar with bills of lading and transportation law. It is very likely you have a claim against the shipper but your rights are going to be determined by the various documents, i.e. the bill of lading (the contract for the move), the "binding estimate," and any other documents between you and the shipper. I am sure the carrier is charging you a storage fee which is reflected in his $3400 demand. Also, there may be damage to your goods from the move. In such...

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Homeowner Association Fees

Asked by a user in Pearland, TX - almost 3 years ago.

You need to look at the Homeowners Association documents that were provided to you at the time of closing. Nevertheless, in all probability the documents provide for interest, collection fees, legal fees, including a title search and preparation of the lien. The only requirement is the fees be reasonable. From the looks of what you are stating, they appear to be reasonable. Your best bet is to try to work something out as to payments without any further accrual of fees and expenses. NOTE:...

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