Lucius James Wallace’s Answers

Lucius James Wallace

Tulsa Litigation Lawyer.

Contributor Level 7
  1. Can a collection agency refuse to verify?

    Answered almost 2 years ago.

    1. Peter Walter Weston
    2. Lucius James Wallace
    3. Marc Gregory Wagman
    3 lawyer answers

    This sounds very suspicious. You should contact a consumer lawyer which you can find at www.naca.net.

  2. How likely are "debt collections lawyers" to take you to court and attempt to collect? The credit card debt was $16,000 in 2003

    Answered almost 2 years ago.

    1. Robert David Humphreys
    2. Lucius James Wallace
    3. Stephen M Trezza
    3 lawyer answers

    How likely? Unknown. If they do, find a good consumer lawyer which you can find at www.naca.net to you evaluate your situation. If they are contacting you in an effort to collect and your goal is to stop all communication, send them a written letter telling them cease and desist all further communication with you. Send it by certified mail return receipt so you have proof they received it. Keep a copy of the letter for your records.

  3. Wondering if I should seek legal advice?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    1 lawyer answer

    From your post it does not appear that you have notified your credit card company of the fraudlent charges. You have rights under the Fair Credit Billing Act but you must promplty take steps to preserve your rights. Under the FCBA you must dispute in writing the fraudlent charge within with the credit card company within 60 days of the charge first appearing on your bill or withing 2 billing cycles. Many credit card companies try to lure customers into disputing the charge in a phone call,...

  4. The Department of Education has reneged on a Direct Consolidation Loan for me which they approved and funded. Can they do this?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    1 lawyer answer

    You need a consumer lawyer who has decided to focus their law practice on student loan litigation. You should be able to find one at www.naca.net. If you can't find such a lawyer close to you, give Joshua Cohen in Connecticut at 860-233-0338 x1 or look him up at www.thestudentloanlawyer.com. Good luck

  5. Collection agency calling about a repo car

    Answered almost 2 years ago.

    1. Dean Richard Fuchs
    2. Lucius James Wallace
    2 lawyer answers

    You should contact a consumer lawyer in GA if that is where you resided and stored the vehicle before it was repoed. You can find a consumer lawyer at www.naca.net. GA state law will govern what obligations and duties the lender owed to you as it relates to repossession, notice, sale and deficiency. If the lender failed to follow the applicable GA law you may have some relief a available to you. Generally if after your lender disposes of your vehicle there is a deficiency balance they my...

  6. Ive been getting these calls from this india guy saying i owed 256 and i social sercurty was going to be on hold and he said he

    Answered almost 2 years ago.

    1. Judy A. Goldstein
    2. Lucius James Wallace
    2 lawyer answers

    There are lots of these scams going around. Contact your Attorney General and file a complaint. Contact the Federal Trade Commission at www.FTC.gov and file a complaint.

  7. Will I get my down payment back

    Answered almost 2 years ago.

    1. Lucius James Wallace
    1 lawyer answer

    You should contact a consumer lawyer in MD. You can find a consumer lawyer at www.naca.net. Your question turns on MD state law. It could be that one of the documents you signed included a provision that proports to obligate you to pay for mileage but just because the provision exists, if it does, does not necessarily mean it is lawful under MD law. Good luck

  8. I have evidence I was a victim of a fraud by a fictitious company in Georgia . I lodge a complaint with a new york local police

    Answered almost 2 years ago.

    1. Robert A. Stumpf
    2. Eric Edward Rothstein
    3. Lucius James Wallace
    3 lawyer answers

    Consider filing a complaint with the GA Attorney General's office.

  9. Can a comany place an entry into your credit report about a civil judgement that never happened?

    Answered almost 2 years ago.

    1. Gary Alan Armstrong
    2. Timothy Alan Coe
    3. Dorothy G Bunce
    4. Lucius James Wallace
    4 lawyer answers

    While the process is designed to be simple, getting a falsely reported judgment off your credit can be anything but simple. When you dispute the judgment, do so in writing. Identify exactly who you are, your address, SSN, DOB and previous address. In your dispute, be very clear about exactly what it is you are disputing. If you have any proof documents(copy of the judgment actually filed along with proof of service and the complaint), discuss these proof documents in your dispute letter...

  10. A friend of mine is going through a terribly scary situation right now and I was seeking some advice regarding a judgment.

    Answered almost 2 years ago.

    1. Lucius James Wallace
    1 lawyer answer

    You need to get to the bottom of this quickly. You need more information. Was your friend served with the lawsuit? Did the dealer/lender obtain a judgment against your friend? If there is a judgment on file? If so, compare the amount of the judgment with the amount your friend has already paid and the amount the Attorney is claiming is still due. Assuming a valid judgment is in place and that the amounts being collected are still due, in some States, statutory exemptions permit a...

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