Lucius James Wallace’s Answers

Lucius James Wallace

Tulsa Litigation Lawyer.

Contributor Level 7
  1. How can I collect on an old judgement?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. Robert A. Stumpf
    2 lawyer answers

    In Oklahoma a judgment is only enforceable for five years unless you renew the judgment. Make sure you still have an enforceable judgment before you spend time on this issue.

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  2. Does anyone knows of good experienced lawyer in Oklahoma,debt settlement and be willing to fight private student loan collection

    Answered 4 months ago.

    1. Kevin H. Pate
    2. Jason Sansone
    3. Lucius James Wallace
    4. Lynda Wesley
    4 lawyer answers

    Your post makes no mention of whether you incurred these debts while attending a for-profit or non-profit school. I mention this only because for-profit schools have grown at alarming rates in recent years and many students have found themselves at graduation having attended a school based in large part upon false promises with little or no opportunity to find employment in the field of their education. If this is all too familiar, you may have claims that give you relief from federal...

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  3. Can I get out of an alarm contract?

    Answered 4 months ago.

    1. Lucius James Wallace
    2. Robert David Humphreys
    3. Kevin H. Pate
    3 lawyer answers

    I feel your frustration, but I'm not sure two failed repair attempts will be sufficient to for you cancel the contract. You may want to give them another couple of chances to try to remedy the situation. Be sure you document your efforts and their responses so that if your called upon to testify about it you can prove it up. Regardless of whether you decide to follow my suggestion above, you should locate a copy of the contract that you agreed to when you requested the services. Read it...

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  4. I'm in a debt settlement program. Can debt collectors contact me, even though I've asked them to speak with my authorized rep?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. Kathryn Ursula Tokarska
    3. Victor R. Wandres
    4. Manuel Alzamora Juarez
    5. Rachel Lea Hunter
    5 lawyer answers

    If your goal is to stop all communication, send them a written letter telling them cease and desist all further communication with you. Send it by certified mail so you have proof they received it. Keep a copy of the letter for your records. A word of caution regarding "debt settlement" companies. Make sure you understand exactly what they have promised to do for you and what exactly your commitment is to them for the services. Be sure that any agreement you enter into for their services...

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  5. How can I get a judgement satisfied? My wages are being garnished.

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. E Dwight Taylor
    3. Stephen Clark Harkess
    3 lawyer answers

    You are not alone. The problem you are experiencing is one that is experienced by many other debtors who pay in full or settle an account only to learn that the original creditor or debt buyer has reassigined the account to another debt collector. You should contact a consumer lawyer in Colorado. You can find one at www.naca.net. Our law firm represented a lady in New Mexico whom Farrell & Seldin attempted to garnish for a judgment on an account that was not hers. The case was tried before...

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  6. When will a small claims judgment appear on my credit report?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. James W. Zerillo
    3. Peter Walter Weston
    4. Jeffrey Steven Feinberg
    4 lawyer answers

    An unpaid judgment on your credit will hurt your credit more than a paid/satisfied judgment will. In order to get the judgment vacated, you may have to get the judgment creditor and the Court to agree to do so. Just because you pay it does not mean you get to have it vacated.

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  7. What can I do if a Defendant keeps calling me at odd hours in the middle of the night?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. Neil Pedersen
    2 lawyer answers

    If the calls continue, speak to your phone service provider about whether they can provide documentation evidencing the dates, times and number initiating the calls. The phone company may require a subpoena. Provide this documentation or some other form of proof that the calls are occuring( photos of a caller ID) to opposing counsel in another straightforward but firm letter to opposing counsel demanding they stop the calls. If the calls continue you might want to consider supplementing your...

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  8. What would be the best way to get a lawsuit/garnishment judgement dismissed?

    Answered almost 2 years ago.

    1. Lucius James Wallace
    2. Stephen Clark Harkess
    3. Michael J Corbin
    3 lawyer answers

    You will need to file a motion to vacate the underlying judgment. I would start by getting a complete copy of the court file which will include the proof of service. Then consider either an affidavit from your former landlord if you are on good terms or other proof documents that evidence where you were living at the time they served your 90+ yr old previous landlord. If you have all of your proof documentation ready to go, I would suggest you hire a lawyer to help you vacate the judgment....

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  9. What recourse do I have against GMAC? I can't afford an attorney and GMAC won't admit their error or make me whole.

    Answered almost 2 years ago.

    1. Charles K. Kenyon Jr.
    2. Lucius James Wallace
    2 lawyer answers

    You can find a WI consumer lawyer at www.naca.net. Two very good consumer lawyers in WI are Mary Fons and DeVonna Joy. If the lender is keeping $ they wrongfully took without your authority they can be held responsible. Consider sending a Qualified Written Request (letter) by certified mail at the address they have told you they receive such requests. In your letter be sure provide your loan # and your address and other contact info. Date the letter and tell them your story about what...

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  10. How do I go about getting itemized information on AND contesting a $4580.00 Corporate Advance Charge on my mortgage statement?

    Answered almost 2 years ago.

    1. Robert David Humphreys
    2. Lucius James Wallace
    2 lawyer answers

    Consider sending a Qualified Written Request (letter) by certified mail at the address they have told you they receive such requests. In your letter be sure provide your loan # and your address and other contact info. Date the letter and tell them your story about what happened and request that they investigate your dispute and respond to you in writing. Send your request by certified mail return receipt so you can prove they received it. Be sure to keep a copy of your letter. Under RESPA they...

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