Victor R. Wandres’s Answers

Victor R. Wandres

Tulsa Debt Settlement Attorney.

Contributor Level 9
  1. Are tenants responsible for full months rent if notice was given 26th of month?

    Answered 8 months ago.

    1. April DeAnn Taylor
    2. Terrell Monks
    3. Kevin H. Pate
    4. Victor R. Wandres
    4 lawyer answers

    I agree with the others here. If you had a month-to-month tenant, then notice would be effective as if it was given on the first of the month. Tenant is on the hook for the full month, and will be in breach if he/she does not pay when they are supposed to pay. Oklahoma law does not require that the security deposit be applied to the last month's rent. After the tenant has vacated the premises, he/she has 6 months to request in writing that the landlord return the security deposit. The...

  2. About 3 years ago I fell behind on making payments to rent 1st on 3 items I had made my payments for 3 years straight and

    Answered 8 months ago.

    1. Kevin H. Pate
    2. Brett D Weiss
    3. Gregory L Abbott
    4. Victor R. Wandres
    4 lawyer answers

    It's very possible that you are being contacted by a scam artist who may have gotten a hold of your credit report and is trying to scare you into paying them by threatening prison. Have you Googled the number calling you or typed their name into Google to see if others are reporting similar calls and threats? We often sue debt collectors for making these types of false threats to consumers. Please feel free to contact our offices for a free consultation. http://paramountlaw.net/debt-...

  3. If the stat of lim passes between a response to a summons and a motion against that response, can the SOL be used as a defense?

    Answered 8 months ago.

    1. Kevin H. Pate
    2. Matthew Scott Berkus
    3. Bennett James Wills
    4. Victor R. Wandres
    5. Blake Owen Brewer
    5 lawyer answers

    While the statute may have passed (assuming that the debt was on a written contract), there may be other defenses to your brother's lawsuit. If your brother was sued by a third-party of "junk" debt buyer like Midland Funding or Cavalry, or Portfolio Recovery Associates, then this is especially true. However, it is very important that a Motion to Vacate be filed within 30 days of the date the default judgment is filed with the court or else the reasons why a judgment can be vacated narrows...

  4. Im trying to find more cases where debt collectors have violated the bankruptcy discharge, Any advice on where to look?

    Answered 10 months ago.

    1. Kevin H. Pate
    2. Alex Bezu
    3. Victor R. Wandres
    4. Richard D. Granvold
    4 lawyer answers

    My firm handles FDCPA and Bankruptcy Discharge violations in Tulsa. I'd be glad to take a look at the letter they sent to you. Please call or contact us through our webform at www.paramountlaw.net

  5. Under OK law, is a judgment that has not been Renewed and has since Expired, considered Void?

    Answered 12 months ago.

    1. Terrell Monks
    2. Victor R. Wandres
    3. Kevin H. Pate
    3 lawyer answers

    Mr. Monks is probably correct, if the judgment has not been properly renewed, and if no action has been taken to attempt collection (such as garnishment) during the five years after it was awarded, although the judgment is not "void," it is no longer able to be enforced by the judgment creditor. That means that your wages can't be garnished, your bank account can't be honest, and it cannot be considered a lien on your property. If you receive any threats from a law firm or collection agency...

  6. I was just told by a collection person that banks no longer offer cents on the dollar for payoff amounts starting in 2014.

    Answered 12 months ago.

    1. Jason Sansone
    2. Michael Charles Doland
    3. Matthew Scott Berkus
    4. Kevin H. Pate
    5. Victor R. Wandres
    5 lawyer answers

    Be sure to learn your rights under the FDCPA. Debt collection agencies may not be untruthful with you. Also, if you are in Oklahoma, be sure to record your telephone conversations. It is not necessary for you to tell the other side you are recording the conversation. We represent consumers free of charge for FDCPA violations. Be sure to take a look at the many different ways that debt collectors can violate the FDCPA on our website: www.paramountlaw.net

  7. Entry of Appearance - where can I find an example.

    Answered 12 months ago.

    1. Jason Sansone
    2. Kevin H. Pate
    3. Blake Owen Brewer
    4. Victor R. Wandres
    4 lawyer answers

    You really should speak with an attorney that does collection defense. Representing yourself is a recipe for disaster and you will likely lose on summary judgment. We do debt collection defense work statewide in Oklahoma, and have been extremely successful in getting debt buyer lawsuits dismissed without our clients having to pay anything to the debt buyer. Please feel free to contact my firm for a free consultation. Paramount Law 918-200-9272

  8. If a creditor writes off a debt, then sells it to a debt collector, is the comsumer obligated to pay the debt collector?

    Answered 12 months ago.

    1. Jason Sansone
    2. Kevin H. Pate
    3. Blake Owen Brewer
    4. Victor R. Wandres
    4 lawyer answers

    When dealing with third-party debt buyers, be sure to learn your rights under the FDCPA. In Oklahoma, you have the right to record your telephone conversations without telling the other party you are recording. This is often my clients' best evidence of harassment or being told untruthful statements. If the debt collector has violated your rights, please call us for a free consultation. Even if we decide to represent you, there is never a fee for our work suing debt collectors who violated...

  9. My income is Social Security and I am unable to pay credit cards. Can they put a lien on my house if my exwife has it?

    Answered over 1 year ago.

    1. Terrell Monks
    2. Jason Sansone
    3. Victor R. Wandres
    4. Ray Choudhry
    4 lawyer answers

    I sue debt collectors that don't follow the law. www.ParamountLaw.net. The other attorneys answering here are correct. If the credit card company (or debt collector they buys the debt from them) were to sue you and obtain an judgment against you, then, and only then, would they have the ability to TRY to garnish your bank account on put a lien on your house. However, if all of the money in your bank account is social security income, the bank will deny the garnishment as social security...

  10. Can i sue my employer and win for humiliation

    Answered over 1 year ago.

    1. Victor R. Wandres
    1 lawyer answer

    You can file a charge with the EEOC against your employer for hostile work environment. You can read instructions on how to do this here: http://www.eeoc.gov/employees/charge.cfm If you have medical problems, you may be able to ask your employer for "reasonable accommodations" under the ADA. More information on this here: http://askjan.org/Eeguide/

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