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Victor R. Wandres
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Victor Wandres’s Answers

142 total


  • A credit card co has a judgment. They garnished my wages. The court dissolved it. They did it again, I moved from FLA to OK.

    Don't know how to file the paperwork. I am over 1000 miles away. I work for a temp agency now. I have the documents "order the dissolving writ of garnishment" from the Broward County court and the "notice of voluntary dismissal of garnishment wi...

    Victor’s Answer

    We sue debt collectors who don't follow the rules. www.ParamountLaw.net

    It's hard to tell from your post where the new action was filed, but it sounds like you have a new lawsuit pending in Florida. If that is the case, you need to find a Florida attorney who practices consumer protection law. A good place to look for consumer protection lawyers is NACA, the National Association of Consumer Advocates. There is an attorney list that you can search by state at http://naca.net/find-attorney.

    It is against the law for a debt collector to sue you in any location other than your county of residence, or the location where the debt was incurred. If the debt collector has a Florida judgment against you, it must register the judgment in Oklahoma prior to garnishing your wages here.

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  • Who do I go to if I think my lawyer is ripping me off?

    Is there a specific lawyer who specialized in these kind of cases? He has already taken over 100k from me and he is asking for 100k more. Everyone I talked to thinks this guy is completely shady.

    Victor’s Answer

    Contact the Oklahoma Bar Association.

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  • Can I do anything about student loans I've cosigned on that they refuse to pay?

    I cosigned 6 years ago for friends and since our friendship ended they have refused to pay their student loans. They owe about $15K and when I called to see about being released as a cosigner I was told I couldn't be because he never graduated. Do...

    Victor’s Answer

    We sue debt collectors who don't follow the rules. www.ParamountLaw.net

    Debt collection companies collecting student loans must follow the rules, just like any other debt. Learn your rights under the FDCPA. Feel free to contact my office for a free consultation.

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  • If someone doesn't show up for a deposition I paid for do I get my money back?

    This has happened 3 times now all over 10k each.

    Victor’s Answer

    We sue debt collectors who don't follow the rules. www.ParamountLaw.net

    It sounds like you are representing yourself and acting as the attorney in a lawsuit. I don't know how your deposition fees could reach over $10K for 3 no show depos. However, PROVIDED that you gave the other side all of the required notices that you must prior to a deposition, then you can ask the Court to award you your costs associated with their non-compliance. My advice would be to sit down with an attorney and discuss what you are trying to accomplish.

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  • I bought a car in july of 2012 the air conditioner went out in march I talked them in to paying half and after a week of them

    having it its still not fixed,first it was the compressor then the hose now its the condessor is there any thing I can do to make them accountable for it?

    Victor’s Answer

    We sue debt collectors who don't follow the rules. www.ParamountLaw.net

    It depends. Did the car come with any warranty provided by the dealer or the manufacturer? Did the dealer make any representations about the air conditioner on the car when you bought it?

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  • What are my options?My landlord refuses to pay for any repairs, I'm a single mom with two kids who needs to feel secure at home

    My house was broken into approximately 5 different times in the last month because of the entry doors not being suitable for outside doors. The landlord had an interior door that was very weak, on the back door, and it was almost snapped in half. ...

    Victor’s Answer

    We sue debt collectors that don't follow Federal rules. www.ParamountLaw.net

    If it affects your health or safety, you can give the landlord a 30 day notice that you re terminating the lease if the repairs are not made. Send this letter certified, with delivery confirmation. Upon receipt, the landlord has 14 days to make the repairs or the lease will be terminated in 30 days.

    Or, if the repair can be made for less than $100, you can make the repairs yourself (keep all receipts), and deduct that amount from your rent. In order to do this, you must notify the landlord in writing of your intention to correct the condition at the landlord's expense after the expiration of fourteen (14) days. If the landlord fails to comply within 14 days,you may make the repairs, and submit to the landlord an itemized statement, deducting this amount from your rent.

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  • I had a repossession vehicle in 2001. As of March 2013 I received a letter from a collector.

    Can they take me to court after these years?

    Victor’s Answer

    We sue debt collectors that don't follow Federal rules. www.ParamountLaw.net

    No. There is a 5 year statute of limitations in Oklahoma. You may have a cause of action against them. We can help you for free. I'd be happy to review the letter and let you know whether you have a case.

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  • If my ex passed away and owed back child support for the last three-four months, how do I recoup that money?

    my ex died and had not paid child support in about four months.

    Victor’s Answer

    We sue debt collectors that don't follow Federal rules. www.ParamountLaw.net

    You could hire an attorney to probate his estate as you are a creditor and have an interest. The cost of doing this may exceed the money you are owed, however.

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  • My landlord put me in uninhabitable living conditions, what can I do to be compensated?

    My apartment building has roof damage from a tornado and the insulation in the attic got wet, so the apartment complex hired a company to come in and suck out the wet insulation and they put a dehumidifier in our kitchen to get the moisture out of...

    Victor’s Answer

    We sue debt collectors that don't follow the rules. www.ParamountLaw.net

    Under OK law, you likely have the right to break your lease and move out. If you have out of pocket expenses associates with the problems caused by the living conditions (hotel stays, etc), then you may be able to file a small claims suit against your landlord.

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  • I live on Oklahoma. I receive a VA pension. I received a letter from a collection agency saying they are considering garnishment

    My only source of income. Its non service connected.

    Victor’s Answer

    We sue debt collectors that don't follow the rules. www.ParamountLaw.net

    If a debt collector has told you they may garnish you, but have no real intent or legal ability to do so, they may have just broken the rules on debt collection. I'd be happy to review the letter they sent you to analyze whether you have a case.

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