Victor R. Wandres’s Answers

Victor R. Wandres

Tulsa Debt Settlement Attorney.

Contributor Level 9
  1. A credit card co has a judgment. They garnished my wages. The court dissolved it. They did it again, I moved from FLA to OK.

    Answered almost 2 years ago.

    1. Victor R. Wandres
    2. Dheeraj Kumar Singhal
    2 lawyer answers

    We sue debt collectors who don't follow the rules. www.ParamountLaw.net It's hard to tell from your post where the new action was filed, but it sounds like you have a new lawsuit pending in Florida. If that is the case, you need to find a Florida attorney who practices consumer protection law. A good place to look for consumer protection lawyers is NACA, the National Association of Consumer Advocates. There is an attorney list that you can search by state at http://naca.net/find-attorney....

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  2. What are my options?My landlord refuses to pay for any repairs, I'm a single mom with two kids who needs to feel secure at home

    Answered almost 2 years ago.

    1. Victor R. Wandres
    1 lawyer answer

    We sue debt collectors that don't follow Federal rules. www.ParamountLaw.net If it affects your health or safety, you can give the landlord a 30 day notice that you re terminating the lease if the repairs are not made. Send this letter certified, with delivery confirmation. Upon receipt, the landlord has 14 days to make the repairs or the lease will be terminated in 30 days. Or, if the repair can be made for less than $100, you can make the repairs yourself (keep all receipts), and...

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  3. How do I file an appearance and answer? I received a notice from district court from a credit card company and $$$ is way more!

    Answered over 1 year ago.

    1. Christopher S. Wendland
    2. Erik S. Fisk
    3. Alfred Fargione
    4. Victor R. Wandres
    5. Shaye Larkin
    5 lawyer answers

    You must to file an Answer disputing the amount with the Court or else a default judgment will likely automatically be entered against you. You can also run a "Find a Lawyer" search here on Avvo to locate several lawyers in your jurisdiction that practice "debt settlement". Also, the "Find an Attorney" feature on NACA.net may help you find lawyers in your city that practice collection defense. http://www.naca.net/find-attorney. I would appreciate it if you mark this answer as "Helpful"...

    3 lawyers agreed with this answer

  4. Should I send a certified validation letter to a debt collector that I believe is trying to collect on a non existent debt?

    Answered over 1 year ago.

    1. Victor R. Wandres
    2. Gordon Charles Webb
    3. Graeme L Abraham
    3 lawyer answers

    It sounds like a scam artist. That is the common threat -- "a warrant will be issued." Can you find a website for the company? Pay day loans are typically how we see scam artists get personal information about clients. If you think they are a scam, Report them to the FTC and the CFPB. Check out this link posted by the FTC for more info: http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

    3 lawyers agreed with this answer

  5. Do i have the wright to sue this company for

    Answered 26 days ago.

    1. Victor R. Wandres
    2. Joel Efrem Cohen
    2 lawyer answers

    Possibly. But your first step is filing a complaint with the EEOC. You may do so by calling the Oklahoma City EEOC office at 405-231-4911 or the EEOC National Contact Center toll-free at 1-800-669-4000.

    1 lawyer agreed with this answer

  6. Can I be force to pay a loan that I did not take out

    Answered 8 months ago.

    1. Kevin H. Pate
    2. Victor R. Wandres
    3. Matt Clay Pinsker
    3 lawyer answers

    Is there a judgment against you? If not, you need to tell your bank to cancel authorization for them to auto-debit your bank account. There are so many scam artists that follow pay day loan companies. The extra information you added makes it sound like you are being contacted by a scam artist to me. See my post about scam artist debt collectors here: http://paramountlaw.net/scam-artist-debt-collectors

    1 lawyer agreed with this answer

  7. Statue of limitation on hot checks.

    Answered over 1 year ago.

    1. Brett D Weiss
    2. Kevin H. Pate
    3. Victor R. Wandres
    3 lawyer answers

    I agree with the others. You didn't leave much information for us to help you. If you receive an actual summons in the mail or from a process server, contact an attorney that specializes in debt collection defense immediately. But because you added "Collection Agency" and "Debt Collection" as practice areas, I am going to assume that a collection agency is calling you and threatening you with "serving you with papers" or "turning you over to the DA" in your county. These statements are...

    1 lawyer agreed with this answer

  8. CAN THEY MAKE YOU PAY IF IT WAS NOT YOU?

    Answered over 1 year ago.

    1. Jason Blair Toon
    2. Terrell Monks
    3. Victor R. Wandres
    4. Kevin H. Pate
    4 lawyer answers

    This sounds like a scam where the scam artist has managed to (illegally) obtain a copy of your credit report. If you have ever taken out or applied for an online or payday loan, you are at risk for this scam. Essentially, it sounds like the person calling you is likely a fake debt collector. Anytime we hear the "served with papers" threat, it puts up lots of red flags that the person calling you is a phony. Check out the FTC's recent warning about fake debt collectors: http://www.consumer....

    1 lawyer agreed with this answer

  9. What do I do if I cant find the person who sued me, court says he's the only person who can release the judgment.

    Answered over 1 year ago.

    1. Victor R. Wandres
    2. Matthew Scott Berkus
    2 lawyer answers

    I suppose that you could have an attorney file a Petition to Vacate the Judgment, and if the attorney is also unable to locate him, then the Petition to Vacate could be served by publication. However, I would start by contacting a process server to see if they can perform a "skip trace" on the person who has a judgment against you. The easiest way to take care of the problem is to locate this person directly.

    1 lawyer agreed with this answer

  10. Is there some kind of legal document I can make up that legally splits land?

    Answered over 1 year ago.

    1. Terrell Monks
    2. Victor R. Wandres
    3. Steven John Adamczyk
    3 lawyer answers

    You really should hire an attorney to help you with this. Doing it on your own is extremely risky and what you risk is not really owning the property at all when it comes time for you to sell it.

    1 lawyer agreed with this answer

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