We sue debt collectors that don't follow Federal rules. www.ParamountLaw.net
If it affects your health or safety, you can give the landlord a 30 day notice that you re terminating the lease if the repairs are not made. Send this letter certified, with delivery confirmation. Upon receipt, the landlord has 14 days to make the repairs or the lease will be terminated in 30 days.
Or, if the repair can be made for less than $100, you can make the repairs yourself (keep all receipts), and...
You must to file an Answer disputing the amount with the Court or else a default judgment will likely automatically be entered against you.
You can also run a "Find a Lawyer" search here on Avvo to locate several lawyers in your jurisdiction that practice "debt settlement". Also, the "Find an Attorney" feature on NACA.net may help you find lawyers in your city that practice collection defense. http://www.naca.net/find-attorney.
I would appreciate it if you mark this answer as "Helpful"...
It sounds like a scam artist. That is the common threat -- "a warrant will be issued." Can you find a website for the company? Pay day loans are typically how we see scam artists get personal information about clients.
If you think they are a scam, Report them to the FTC and the CFPB. Check out this link posted by the FTC for more info: http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Is there a judgment against you? If not, you need to tell your bank to cancel authorization for them to auto-debit your bank account. There are so many scam artists that follow pay day loan companies. The extra information you added makes it sound like you are being contacted by a scam artist to me.
See my post about scam artist debt collectors here: http://paramountlaw.net/scam-artist-debt-collectors
I agree with the others. You didn't leave much information for us to help you. If you receive an actual summons in the mail or from a process server, contact an attorney that specializes in debt collection defense immediately.
But because you added "Collection Agency" and "Debt Collection" as practice areas, I am going to assume that a collection agency is calling you and threatening you with "serving you with papers" or "turning you over to the DA" in your county. These statements are...
This sounds like a scam where the scam artist has managed to (illegally) obtain a copy of your credit report. If you have ever taken out or applied for an online or payday loan, you are at risk for this scam. Essentially, it sounds like the person calling you is likely a fake debt collector. Anytime we hear the "served with papers" threat, it puts up lots of red flags that the person calling you is a phony. Check out the FTC's recent warning about fake debt collectors: http://www.consumer....
I suppose that you could have an attorney file a Petition to Vacate the Judgment, and if the attorney is also unable to locate him, then the Petition to Vacate could be served by publication. However, I would start by contacting a process server to see if they can perform a "skip trace" on the person who has a judgment against you. The easiest way to take care of the problem is to locate this person directly.
We sue debt collectors that don't follow the law. www.ParamountLaw.net.
I would add that if you wanted to be pro-active, you could file a Motion to Dismiss for Failure to Prosecute. However, that may just "wake the sleeping giant." Be sure to get an attorney's advice if you receive discovery requests.