Stephen Laurence Hoffman’s Answers

Stephen Laurence Hoffman

Chicago Personal Injury Lawyer.

Contributor Level 20
  1. Insurance company has been accepting my payments for seven month, but doesnt want to pay now that im in an accident.

    Answered 7 months ago.

    1. Stephen Laurence Hoffman
    2. Michael David Myers
    3. Christian K. Lassen II
    4. Martin Samuel Lascola
    5. Charles Joseph Michael Candiano
    6. ···
    6 lawyer answers

    My guess is this is a sub-standard company playing games and trying to find a way out of paying for what they are supposed to pay for under your policy. Unfortunately, to challenge this, a specific type of lawsuit, known as a declaratory judgment action, must be filed to have a court determine whether they followed the proper procedures in denying you coverage. It is NOT something you can do yourself. I suggest you contact an insurance coverage lawyer. There are many good ones in the...

    17 lawyers agreed with this answer

  2. My 3 year son slipped and fell at Walmart and broke his femur bone...can I sue?

    Answered 8 months ago.

    1. Chen Kasher
    2. Stephen Laurence Hoffman
    3. Jeffrey Mark Adams
    4. Philip Anthony Fabiano
    5. Christian K. Lassen II
    6. ···
    10 lawyer answers

    Unfortunately, tracked in water causing a fall does not lead to liability upon the owner or manager of premises. Assuming your facts are correct, I don't see liability even though your son's injury is serious. Make sure you see a lawyer to verify there is no option. Stephen L. Hoffman Law Office of Stephen L. Hoffman LLC Chicago, IL 773-944-9737 Email: stephen@hofflawyer.com Website: www.hofflawyer.com Blog: www.hofflawyer.com/blog/

    17 lawyers agreed with this answer

  3. Car accident injury settlement with mediation

    Answered 11 months ago.

    1. Stephen Laurence Hoffman
    2. Andrew Daniel Myers
    3. Barry Cahn Boykin
    4. Christian K. Lassen II
    5. Chen Kasher
    6. ···
    9 lawyer answers

    It depends on the agreement. Most often, the arbitrator does not know policy limit, demands, offers etc. Also, most arbitration agreements call for parties to split costs. Talk to your lawyer. Stephen L. Hoffman Law Office of Stephen L. Hoffman LLC Chicago, IL 773-944-9737 Email:  stephen@hofflawyer.com Website:  www.hofflawyer.com Blog:  www.hofflawyer.com/blog/

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  4. A demand letter was sent to my insurance company (exceeds limit) - What to do?

    Answered 4 months ago.

    1. Stephen Laurence Hoffman
    2. Robert Alan Cohen
    3. Joseph Andrew Brabender IV
    4. John L. Schroeder
    5. John Peter Worgul
    6. ···
    11 lawyer answers

    Not yet. If you haven't been sued yet and your company is aware of the claim, sit back and relax. First things first. The "no injuries" and "no tickets" are irrelevant. YOur carrier will defend the claim on bases of whatever is available--liability, lack of injury, lack of causal connection of these injuries to this collision etc. Second, whatever the policy is, the carrier will inform the other attorney what it is by letter and then the choice is as follows: that attorney will...

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  5. What do you do if you think your atty is pushing a "settlemt" and discouraging going to court. We can push it, but should we?

    Answered 11 months ago.

    1. Stephen Laurence Hoffman
    2. Joseph Andrew Brabender IV
    3. Charles Joseph Michael Candiano
    4. Andrewe William Johnson
    5. David Ian Schoen
    6. ···
    8 lawyer answers

    The sad reality is that you can almost never find assets that are not magically disappeared, nonexistent, or exempt under the law for an individual. In just about every auto case, unless you are "lucky" enough to get hit by someone who is independently wealthy, you are limited to the insurance policy in the real world. The other thing that I'm sure your husband's lawyer has already addressed is a possible UIM or Underinsured Motorist claim against your own coverage. That would allow you...

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  6. During a total hysterectomy operation the ureter on the right hand side was damaged, is this a possible lawsuit?

    Answered 4 months ago.

    1. Stephen Laurence Hoffman
    2. David Ian Schoen
    3. David Herman Hirsch
    4. Dennis M. Abrams
    5. Josh P Tolin
    6. ···
    9 lawyer answers

    This could be a lawsuit, but it might not be successful. Generally, this is a known risk of this type of surgery. The only way it could be determined to be malpractice would be if the surgeon deviated from known standards of care. In Illinois, an expert must review all records and provide an opinion to this effect before a case may be filed. This does not mean you win. Cases are costly and only the most severe injuries are worthwhile. The only thing you can do is to obtain all your...

    16 lawyers agreed with this answer

  7. Hi - I slipped on ice covered by snow on a sidewalk that is broken ... Uneven ... I ended up with a fractured wrist

    Answered 4 months ago.

    1. Robert Alan Cohen
    2. Brion W Doherty
    3. Stephen Laurence Hoffman
    4. Brian J. Conneran-Weig
    5. Burton A. Padove
    6. ···
    10 lawyer answers

    As the other have said, you might have a case, but each case is fact-specific. Do yourself a huge favor and contact an attorney NOW. Slip and falls on ice and snow can be among the toughest cases to win because of the requirement the defect be unnaturally occurring. Further, the broken or uneven walkway must be proven to be known to the landlord and not known to the injured person. I won't bore you with a legal analysis of distraction, constructive notice, or other doctrines. Take...

    16 lawyers agreed with this answer

  8. Should I go to a doctor?

    Answered 4 months ago.

    1. Stephen Laurence Hoffman
    2. Jeffrey Mark Adams
    3. Chen Kasher
    4. David Ian Schoen
    5. Thomas G. Briody
    6. ···
    10 lawyer answers

    Whiplash can be serious and permanent (Google "ligamentus laxity"). The longer you wait, the less chance you'll ever have convincing an insurer or jury that you were injured in this incident. Use your own auto insurance med pay coverage if available to pay for bills. This is the $5,000.00 limit you were advised. Report this to your carrier as well as the other driver's carrier, complete a police report, and photograph all property damage. Do not give any recorded statements....

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  9. Do I need to fill out a police report?

    Answered 4 months ago.

    1. Stephen Laurence Hoffman
    2. Philip Anthony Fabiano
    3. David Herman Hirsch
    4. Christian K. Lassen II
    5. Kevin William Attkisson
    6. ···
    6 lawyer answers

    Fill it out, preserving your version if events. Second, report it to your carrier. Third, cease all conversations with her and let your insurer handle it.

    16 lawyers agreed with this answer

  10. Should a defendant in a PI case whose Ins. Co.admits liability be called to illustrate negligence & their impeachable testimony

    Answered 5 months ago.

    1. Stephen Laurence Hoffman
    2. Robert Alan Cohen
    3. Jonathan P. Groth
    4. Chen Kasher
    5. Burton A. Padove
    6. ···
    8 lawyer answers

    If liability is admitted, I guarantee the defendant will not be called, although it may be allowed that the plaintiff could call the defendant as an adverse witness. But with admitted liability, it is unlikely a judge would allow this. Either way, talk to your lawyer to get a more thorough explanation of the procedure and strategy.

    16 lawyers agreed with this answer

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