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Dean David Paolucci's Answers

Dean David Paolucci
Chicago Chapter 7 Bankruptcy Attorney.
Contributor Level 14

4

Attorney answers:

  1. Dean David Paolucci
  2. Tom Arany
  3. William James Waters
  4. Dorothy G Bunce

I filed Chapter 7 and was discharged on Dec,2008. However, I modified my 1st and 2nd LOC thru an atty in CA after the discharge

Asked by a user in Las Vegas, NV - 4 months ago.

One quick point about the original lawyers post: The Asker could file a 100% Chapter 13, requiring no discharge of debt, and pay off the second mortgage over 5 years, thereby staving off foreclosure. Just a thought. Very truly yours, Dean D. Paolucci Attorney at Law Paolucci Law Servicing Northern Ohio and Northern Illinois 800-825-7010 Dean@PaolucciLawFirm.com Please follow us on Facebook (Paolucci Law) and Twitter (@PaolucciLaw) for special announcements and deals!...

5 lawyers agreed with this answer

7

Attorney answers:

  1. Margery Ellen Golant
  2. Dean David Paolucci
  3. Lewis Matthew Roberts
  4. John Addison Vos
  5. Sultana Louise Haque
  6. ···

Should I short sale, deed in lieu, or bankruptcy?

Asked by a user in Oviedo, FL - 5 months ago.

It depends if you want to keep your home. If not, do one of your options, with deed in lieu probably being the kindest option. Deed in lieu will not require a buyer or put a foreclosure or bankruptcy on your credit. HOWEVER, the deed in lieu will leave you with no place to live, whereas you could stay there "rent free" for the entire duration of the foreclosure if you would prefer, then file a Chapter 7 bankruptcy at the end or during and clear up any deficiency balances. I do not see a...

4 lawyers agreed with this answer

6

Attorney answers:

  1. Mark Joseph Markus
  2. Nathan E. Burdsal
  3. Dean David Paolucci
  4. David Michael Benson
  5. Derek R. Caldwell
  6. ···

What can you do if the orginal creditor sends your debt to a collection agency after they got the notice that you filed for CH 7

Asked by a user in Twinsburg, OH - 4 months ago.

Call a FDCPA Violations Attorney; they handle these for you without charging you anything up front. I personally recommend Richard Meier at 312-242-1849. Take care!

2 lawyers agreed with this answer

3

Attorney answers:

  1. Dean David Paolucci
  2. Richard John Meier
  3. John David Outtrim

I have a cash advance collection comp. saying there sending me a summons , they called me at work and left a message at my home

Asked by a user in Fleetwood, PA - 5 months ago.

You have some options here... If you cannot pay the debt, perhaps a bankruptcy is in order, which would then just wipe the debt out? Or you can call them and make arrangements to pay the debt/settle the debt. A couple things to remember when dealing with a Cash Advance Company or debt collector: They are sometimes shady and they sometimes break the law when they collect debts. They do this by harassing you in ways that are prohibited by the Fair Debt Collections Practices Act. In...

Selected as best answer

3

Attorney answers:

  1. Michael A. Goldstein
  2. Tom Arany
  3. Dean David Paolucci

I had lost judgement and order to pay monthly i live on a $860.00 socurity. i have send the person whom i am to pay $50.00 a mo.

Asked by a user in Fresno, CA - 4 months ago.

In addition to the above, you should call the police if the creditor is harassing you. Very truly yours, Dean D. Paolucci, Attorney at Law Paolucci Law 800.825.7010 Servicing Northern Ohio and Northern Illinois Dean@PaolucciLawFirm.com Please follow us on Facebook (Paolucci Law) and Twitter (@PaoluciLaw) for special announcements and deals! www.PaolucciLawFirm.com ---------------------------------------- -----------------------------------------------------------...

3 lawyers agreed with this answer

4

Attorney answers:

  1. Gary Alan Armstrong
  2. Dean David Paolucci
  3. Stephen Nathan Doan
  4. Tom Arany

Served with papers for small claims court. If finances do not allow full payment by deadline, what will happen next?

Asked by a user in Perryton, TX - 4 months ago.

You will have a judgment against you from the creditor. The creditor may also obtain the right to collect on the judgment through various means, such as a garnishment, bank freeze or a lien on your home. These collection actions typically require the creditor to file an additional Motion to obtain. Good luck to you! Very truly yours, Dean D. Paolucci, Attorney at Law Paolucci Law 800.825.7010 Servicing Northern Ohio and Northern Illinois Dean@PaolucciLawFirm.com...

3 lawyers agreed with this answer

4

Attorney answers:

  1. Stephen Nathan Doan
  2. Joseph Wrobel
  3. Dean David Paolucci
  4. Dorothy G Bunce

Spouse file bankruptcy chapter 7 after other spouse filed 3 years ago. what effect

Asked by a user in Riverside, CA - 5 months ago.

I concur with all of the above, her individual filing should not affect your case, and vice-versa. Good Luck to you!

3 lawyers agreed with this answer

5

Attorney answers:

  1. Shannon E Wynn
  2. Michael James Duffy
  3. Stephen M. Dunne
  4. Dean David Paolucci
  5. Dorothy G Bunce

Chapter 13

Asked by a user in Philadelphia, PA - 5 months ago.

Yes, a wildcard exemption should be allowed to be used on a possible/probable tax refund.

3 lawyers agreed with this answer

2

Attorney answers:

  1. Dorothy G Bunce
  2. Dean David Paolucci

Bad debt no longer showing on my credit report -- anything else to worry about?

Asked by a user in Columbus, OH - 5 months ago.

I agree with attorney Bunce above... The debts could still come back if the Statute of Limitations has not tolled. The safest bet may be to contact the creditors and see if they will give you a bill showing nothing owed. If not, then you owe it, and perhaps a bankruptcy will be in order if the debt is too high. Sorry about the bad news, I wish I had better news for you, good luck to you.

1 lawyer agreed with this answer

3

Attorney answers:

  1. Dean David Paolucci
  2. Eric M. Wiechert
  3. Dorothy G Bunce

I live in Ohio and signed bankruptcy and am vacating the home. Do I have to Completely remove every item from the home. What ?

Asked by a user in Leipsic, OH - over 1 year ago.

I wouldn't trash the home, but at the same time, you are not on the hook to make it spotless on the way out either. Good Luck. Please check the thumbs up button below if this answer is helpful to you, thanks! Very truly yours, Dean D. Paolucci, Attorney at Law Select Legal, Practicing in Illinois and Ohio Illinois> 312-427-9131 Ohio> 614-223-1235 Dean@SelectLegal.com www.SelectLegal.com ------------------------------------------------------...

1 lawyer agreed with this answer